• Report: #468028

Complaint Review: Countrywide Home Loans

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  • Submitted: Thu, July 09, 2009
  • Updated: Tue, August 09, 2011

  • Reported By:Joshua Texas
Countrywide Home Loans
Countrywide.com Dallas, Texas U.S.A.

Countrywide Home Loans Wrongful Foreclosure Dallas Texas

*Consumer Comment: RIOTS IN LONDON POEM...

*Consumer Comment: "ORGANIZED CRIME SYNDICATE POEM"....

*Consumer Comment: "THIS COUNTRY IS A LIE".....

*Consumer Comment: NATIONWIDE FORECLOSURE ALERT!!! Make sure to 'Google' this- BOFA'S UNFUNNY FORECLOSURE TRICKS, and read....

*REBUTTAL Owner of company: I concur with story!

*Consumer Comment: Your Comments are Suspect

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I closed on my home October 15, 2007. Made all my payments on time.

Then on December 8, 2008, I received a letter from Countrywide stating that they had sold my home at county auction on November 8, 2008.

Was informed that must move out of property by December 15, 2008. I never received any noticification of any problems concerning my mortgage payments.

The only correspondence I received from Countrywide on this matter was to inform me that my home was sold 1 month before the letter I received was written

I have the proof of all the payments that were made, But Countrywide informed me that it was too late.

Countrywide had contacted a local realtor to offer me money to help with the expenses to move out of the home under the condition that I moved out of the home without making any attempt to obtain legal defense.

By this time I could not obtain an attorney because they had already sold the property and it was too late. I had no other choice by to move out.

I was forced to split my family up for several months because of this. My 2 grandchildren and my wife were forced to sleep in a vehicle for numerous days.

David
Joshua, Texas
U.S.A.

This report was posted on Ripoff Report on 07/09/2009 05:08 PM and is a permanent record located here: http://www.ripoffreport.com/r/Countrywide-Home-Loans/Dallas-Texas-75265n/Countrywide-Home-Loans-Wrongful-Foreclosure-Dallas-Texas-468028. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 5Consumer 1Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

RIOTS IN LONDON POEM...

AUTHOR: Karl - (USA)

is available at this website!

Just stay at this site and type in- BANK OF AMERICA, and it appears in the consumer comments section at Ripoff Report #449481. (You can also type in 449481 at this site and that will take you there.)

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WELCOME TO GREAT BRITAIN- OUR COUNTRY'S GOVERNMENT IS BEING CONTROLLED BY THE SAME ORGANIZED CRIME SYNDICATE THAT CONTROLS AMERICA'S GOVERNMENT
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#2 Consumer Comment

"ORGANIZED CRIME SYNDICATE POEM"....

AUTHOR: Karl - (USA)

is available at this site!

*Just type in 683114 and it appears as 'Consumer Comment #2' at Ripoff Report #683114.

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#3 Consumer Comment

"THIS COUNTRY IS A LIE".....

AUTHOR: Karl - (USA)

is the newest song available at this website!

*Just type in 411913 and it appears as 'Consumer Comment #59' at Ripoff Report #411913.

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*************************** MORTGAGE ALERT ***************************

*Make sure to type in 481508 and read St. Clair's Ripoff Report for valuable information if you have a mortgage.

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#4 Consumer Comment

NATIONWIDE FORECLOSURE ALERT!!! Make sure to 'Google' this- BOFA'S UNFUNNY FORECLOSURE TRICKS, and read....

AUTHOR: Karl - (USA)

the related articles on the web.

BofA (Bank of America) owns Countrywide.

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P.S. Don't forget to go to the BANK OF AMERICA page of this site and read the Ripoff Reports for valuable information.
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#5 REBUTTAL Owner of company

I concur with story!

AUTHOR: Corker - (United States of America)

I disagree with first post -- I KNOW that CW (now BofA) has taken payments and not applied them against the mortgage because they did it to us.  As a matter of fact, like David, not one scrap of paper, not one phone call, not one email notifying us of our impending foreclosure.  In our case, for six months we were making automatic payments from our checking account directly to the lender.  Only AFTER the foreclosure notice was slapped on our door did we realize they had been amassing our payments in a "partial balance account".  They said we owed them "X", and they had "X" of our money in a side account.  Still, they even though they had our money (!) and eventually applied the funds, CW/BofA proceeded with foreclosure.  We were told by an attorney that our best bet was to go through with a loan modification.  We filled out the paperwork, made the payments only to find that after another 6 months of making payments, they sold our home at a sheriff sale.  Again, NO notification. The hundreds of hours on the phone, the sleepless nights, the frustration.  I don't have the words.  The nightmare continues.
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#6 Consumer Comment

Your Comments are Suspect

AUTHOR: Annie - (U.S.A.)

You made the comment "The only correspondence I received from Countrywide on this matter was to inform me that my home was sold..." Who was REALLY making the payments? I'll bet you were giving the money to your son/daughter/wife to make the payments. You better have them checked for drugs. A large majority of problems such as yours, are because a family member is stealing the money for drugs, and hiding the dunning letters from the mortgage company, so that you won't find out. I just hope and pray that this is NOT the case.
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