• Report: #1088479

Complaint Review: Credit Acceptance Cooperation

  • Submitted: Mon, September 30, 2013
  • Updated: Fri, June 13, 2014

  • Reported By: Janice — Woodbridge Virginia
Credit Acceptance Cooperation
25505 West Twelve Mile Road Southfield, Michigan USA

Credit Acceptance Cooperation Fraud, Rip off, Ruthless Southfield Michigan

*Consumer Comment: YOU Ruined YOUR OWN Credit

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 Credit Acceptance financed a vehicle about five years ago for me, through another fraudulent used car outlet called Auto outlet. The car was totally messed up this was my first year of college and I needed a vehicle desperately. The car broke down three days after i took it home. Similiar story I read from another guy, the interest rate was initially 14%, the dealership later told me the financing rate was 24%. I was devastated and confused I took the car right back to the dealership and left the key on their desk. Credit Acceptance ruined my credit even after i paid off another vehicle, i still have a deliquent 11,000 dollars on my credit. I am very disappointed in this company. Don Foss claim to be a great business tycoon. I think his living is made from a corrupt source, he will surely own the best business in Hell.


This report was posted on Ripoff Report on 09/30/2013 07:22 PM and is a permanent record located here: http://www.ripoffreport.com/r/Credit-Acceptance-Cooperation/Southfield-Michigan-48034/Credit-Acceptance-Cooperation-Fraud-Rip-off-Ruthless-Southfield-Michigan-1088479. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

YOU Ruined YOUR OWN Credit

AUTHOR: Jim - ()

The quality of the car is SEPARATE from the financing.  The two do not go hand-in-hand.  The interest rate of the SUBPRIME loan you got into is stated in the contract.  Did you read it?  When you take a car back to the dealership, that is considered a VOLUNTARY REPO.  It carries all the full strength and meaning of a "pick-it-up-in-the-middle of the night repo.  YOU agreed to have the car in a REPO.  YOU ruined your own credit.  No, I don't work for them.

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