Credit Acceptance Corp & HYAT HYAT & LANDAU Yokasta Dacosta Secretly Garnished paycheck earnings through my work company with non factual rediculous 25% demands of illegal deductions... Miami, Florida

I am adding my complaint to the many filed against HYAT, HYAT and LANDAU of Miami, FL and would like to add...Credit Acceptance Corp. of Detroit. MI... We were sold a lemon of a car to start with, financed through Credit Acceptance Corp and fell behind on couple of pymts in 2006 due to having a "quad duple by-pass surgery". After borrowing and paying $1000 to this company for a payment arrangement made by Credit Acceptance employee, Juannita...Our car was repoed anyway just 3 wks later before another pymt was to be made! Credit Acceptance Corp REFUSED to make ANY kind of refinanced amounts to lower the payments to make them more bareable during our hardships adding to stressful events...

HYAT, HYAT & Landau began with harrassing letters but...Would not take our many tries of calls and letters with replies of request to work out a satisfied amount of debt between all parties. Time had passed only to recieve another threatening letter dedmanding...We had not complied and blah, blah, blah which was untrue as we had tried on more than several occassions. One final letter on my behalf was mailed with FACTUAL figures of pymts that had been made by myself and wife on the vehicle AND...Factual figures that had been recieved by Credit acceptance & Hyat, HYAT & Landau totalling...more than what initial cost of vehicle started out.

Now HYAT, HYAT & Landau, ...almost 2 yrs later!!!!! with no reply since 2011what so ever to our letter of Factual dates and Listings of ALL monies paid into this vehicle loan...Have SECRETLY went to a judge and had "what we feel" is an illegal judgement resulting in...COLLECTING a rediculous 25% of WAGE DEDUCTIONS from my payroll earnings.

We were NEVER notified on ANY of these SECRET actions committed against these final actions in Oct of what is now, 2012!!!!!! Only to my disbelief when I recieved my latest paycheck with this INSANE 25% deduction taken out of my pay, as though this economy has not brought enough HARDSHIPS to our families...We have CROOKS such as these 2 companies I have listed above thrieving off people like you and me that cannot afford an attorney to protect us and to make RIGHT what they are doing WRONG!!!!!  I only pray this WILL fall into the RIGHT hands that WILL be WILLING to help us!!!!!      Thank you n God bless anyone going throught the same thing...