- Report: #260180
Complaint Review: Credit Acceptance Corp
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| Credit Acceptance Corp 76 Olivia Circle
Greece, New York U.S.A. |
|
Credit Acceptance Corp money hungry financing company Greece michigan
*Author of original report: Credit acceptance Corp-DO NOT GET FINANCING WITH THIS COMPANY!!!! RUN!!!
*Consumer Comment: You selected the dealership
*Author of original report: Credit acceptance Corp-DO NOT GET FINANCING WITH THIS COMPANY!!!!
*Consumer Comment: Credit Acceptance did not sell you the car, they simply lent you the money.
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Well....CAC's lawyers filed a Sheriff Income Execution against me for 10% of my wages. There is nothing I can do!! I cannot afford this. The car was repoed 2 yrs ago because the transmission went and was going to cost 2500 to fix. There needs to be a class action lawsuit against this company. They partner with dealers that are not reputable. The dealer I purchased this vehicle from is still in jail. I'm in H*LL!!! I do not know where to turn
Daryl
greece, New York
U.S.A.
Daryl
greece, New York
U.S.A.
This report was posted on Ripoff Report on 07/11/2007 12:54 PM and is a permanent record located here: http://www.ripoffreport.com/r/Credit-Acceptance-Corp/Greece-New-York-14626/Credit-Acceptance-Corp-money-hungry-financing-company-Greece-michigan-260180. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Author of original report
Credit acceptance Corp-DO NOT GET FINANCING WITH THIS COMPANY!!!! RUN!!!
AUTHOR: Daryl - (U.S.A.)
SUBMITTED: Friday, August 31, 2007
Under normal circumstances, i would agree. But, the car died 2 years ago, it wasn't that old, and the dealer is in jail. CAC repoed the vehicle. So, now I do not have the car and they are coming after me for over $4,000. What would you do? CAC is just as guilty as the dealer!! There is a class action lawsuit against them in FL for doing the same thing they are doing to me. And when I tried to work out a fair monthly payment plan through their lawyer "LeSchack & Grodensky" in NY, their exact words were "We can get more out of you if we garnish your wages". So, I'm dealing with greedy, greedy people!!! I actually did research on how many people CAC is suing and there were 100's of lawsuits. So, who is the guilty party???
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What's this? #2 Consumer Comment
You selected the dealership
AUTHOR: Renee - (U.S.A.)
SUBMITTED: Thursday, August 30, 2007
Not wanting to argue with you but Credit Acceptance did not select the dealership you did. Perhaps doing some research on the dealership may have prevented this problem. I sounds like your beef is with the dealership not the finance company. I know that it seems unfair but the only thing Credit Acceptance did was loan you the money when traditional banks would not.
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What's this? #3 Author of original report
Credit acceptance Corp-DO NOT GET FINANCING WITH THIS COMPANY!!!!
AUTHOR: Daryl - (U.S.A.)
SUBMITTED: Friday, July 13, 2007
I did not put this information on here to argue with anyone. If you do the research on this company, they have a history of dealing with unreputable dealers. With their knowledge with the dealers that are scamming the consumers by selling lemon cars, any ethical company would not associate with these dealers who prey on people.
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What's this? #4 Consumer Comment
Credit Acceptance did not sell you the car, they simply lent you the money.
AUTHOR: Jd - (U.S.A.)
SUBMITTED: Thursday, July 12, 2007
Credit Acceptance is a loan company that lent you the money to buy the car. They did NOT sell you the car. Your problem is with the dealer that sold you the car, not the bank.
If you owned a home and the A/C went out, could you blame the mortgage company? Does that give you the right not to make the mortgage company? Of course not, your anger would be with the previous owner, NOT THE BANK!
You have to understand that Credit Acceptance makes very high risk auto loans to people that do not qualify, due to very poor credit, for loans with traditional banks. Credit Acceptance gave you a second or third chance, how is it their fault that your car broke down?
If you owned a home and the A/C went out, could you blame the mortgage company? Does that give you the right not to make the mortgage company? Of course not, your anger would be with the previous owner, NOT THE BANK!
You have to understand that Credit Acceptance makes very high risk auto loans to people that do not qualify, due to very poor credit, for loans with traditional banks. Credit Acceptance gave you a second or third chance, how is it their fault that your car broke down?
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