- Report: #227499
Report - Rebuttal - Arbitrate
Complaint Review: Credit Acceptance Corporation
Credit Acceptance Corporation25505 W. 12 Mile Rd Southfield, Michigan U.S.A.
Credit Acceptance Corporation I recieve up to 10 phone calls a day from Credit Acceptance collectors! Southfield Michigan
*UPDATE EX-employee responds: Credit Acceptance Calls will Continue if You have ANY PAST Due Balance
*Consumer Comment: Credit Acceptance Is A LENDER NOT DEBT BUYER
*Consumer Suggestion: Milacent, what part of ILLEGAL do you not understand?
*Consumer Comment: Clarifying What Credit Acceptance Is (And Isn't)
*Consumer Suggestion: Thanx John, good catch.
*Consumer Comment: A little confusion.
*Consumer Suggestion: Info for KJ, the FDCPA does apply here
*Consumer Suggestion: FDCPA
*Consumer Suggestion: Toya, It's a CEASE COMMUNICATIONS letter.
*Consumer Suggestion: numerous calls
The calls to my mother- in law have stopped. However, the calls to my cell phone are frequent. The collectors acting on behalf of Credit Acceptance block their phone number when they call. I called my cell phone service provider to put a block on unavailable phone numbers; however, I was informed that that was a service restricted to lan lines.
Oddly, the call frequency normally increases immediately after I make a payment. I admit I am one payment behind. However, I make a payment every month. The collector normally begins the conversation with "We appreciate your recent payment, but you are still a payment behind."
I've decided to send a certified letter to Credit Acceptance instructing them to stop calling me or any of my references,that were listed on my loan application.
If that does not work, I will seek the help of an attorney.
This report was posted on Ripoff Report on 12/28/2006 03:50 AM and is a permanent record located here: http://www.ripoffreport.com/r/Credit-Acceptance-Corporation/Southfield-Michigan-48034/Credit-Acceptance-Corporation-I-recieve-up-to-10-phone-calls-a-day-from-Credit-Acceptance-227499. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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