- Report: #1086258
Report - Rebuttal - Arbitrate
Complaint Review: Credit Acceptance of Southfield
Credit Acceptance of Southfield25505 W. 12 Mile Rd., Southfield, Michigan USA
Credit Acceptance of Southfield predatory loan, threats made during calls, will not send written confirmation of arrangements made by phone Southfield Michigan
*Consumer Comment: Steve, the consumer can choose to finance elsewhere
*General Comment: Credit Acceptance does prey
*Consumer Comment: Much To Learn
*Consumer Comment: Wow..
*Author of original report: You Know Nothing and Should Say Nothing
*Author of original report: People Like You Disgust Me
*Consumer Comment: No, Pay The Bills ON TIME and READ THE CONTRACT!
*Consumer Comment: Threats?
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I co signed for my then 18 yr old daughter on a car. Credit acceptance provided the financing. The original papers showed 12.99% interest. We paid a 1000.00 down. When we picked up the car the next day we were asked to re sign papers. The interest rate went to 24.99 %, ( we did not catch this till after we left the dealership). Since then, I have received multiple calls a day from them when my daughter is late with a payment. I answer the calls. Threats ae made to me if I do not make the payment. They will not discuss payment arrangements made with my daughter with me. They will not follow up conversations when arrangements are made in writing. This company targets those with the most need to get on their feet with predatory lending practices. The online payment system is so slow that they took a car as Western Union had not processed the payment that had been made. They access fees without proper documentation of those fees. They never provide anything in writing. I have been called upto 9 times a day. I answer the calls and ask them to not call again that day, and an hour later they call again. They have numerous numbers they call from, which Shannon stated to me allows them to call once from each number. This is not acceptable. If you are in need of a vehicle, please do not use credit acceptance to finance. Buy a bike, you will be better off.
This report was posted on Ripoff Report on 09/21/2013 08:12 AM and is a permanent record located here: http://www.ripoffreport.com/r/Credit-Acceptance-of-Southfield/Southfield-Michigan/Credit-Acceptance-of-Southfield-predatory-loan-threats-made-during-calls-will-not-send-1086258. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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