• Report: #49079

Complaint Review: Credit Education Group

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  • Submitted: Thu, March 13, 2003
  • Updated: Tue, April 29, 2003

  • Reported By:newark Delaware
Credit Education Group
6929 JFK Boulevard 20-294 North Little Rock, Arkansas U.S.A.

Credit Education Group First Choice Dollar Association rip-off scam too good to be true $298 Guaranteed Credit Arkansas ..Thank You rip-off Report

*Consumer Comment: Got Duped

*Consumer Comment: Credit Education Group $297 Activation Fee too good to be true !

*Consumer Comment: thanks for saving me my money

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Thanks to finding this web site, I only lost $20.00. I got the typical pitch from this company saying they were the Credit Education Group. Said since my income is so good, I should get around a $2,000 limit. That sounded to good right there. Then, Robert Donovan, spelled his name and said I would get a Wilmington, DE FDIC insured credit card mailed to me 10-15 days after this company gets their fee. Oh, and with a 10% apr.

Wow, what a deal ! ! ! So, I got suckered, then got really suspicious and tried to call their number 800-704-9552. Just a recording. Looked on the web and found out this is another scam company. Found a listing for First Choice which is the name they say they use to debit your bank account. "First Choice Dollar Association"

The number they actually called from was 800-603-8334. This thing was "verified" by a man calling himself Sean Murphy. In the end I found this website and saved myself $280.00 worth of headache by putting a stop payment on the EFT. Thanks ! ! ! ! !! ! !

Chris
newark, Delaware
U.S.A.


This report was posted on Ripoff Report on 03/13/2003 12:49 PM and is a permanent record located here: http://www.ripoffreport.com/r/Credit-Education-Group/North-Little-Rock-Arkansas-72116/Credit-Education-Group-First-Choice-Dollar-Association-rip-off-scam-too-good-to-be-true-2-49079. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 3Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Got Duped

AUTHOR: Dorian - (U.S.A.)

I read this report a little too late, and now I am dealing with the police detectives and the BBB!

I got the call about 3 weeks ago regarding a secured visa or mastercard that I had actually applied for online!

She explained that it would help me rebuild my credit, with a lifetime fee of $298.00, and that I would be able to 'borrow back' this money From the card!

The name she gave me was Debbie Green, gave me an 888 number to call them back if I had any questions and I had also had a number that came up on my caller ID!

she told me it went through the First Choice National Bank, so, I didnt question it, since we have those banks in my area! What a fool I felt like when I went looking for there web sight and found this instead!

A little too late and $298.00 poorer! I tried several times to call both numbers, and they both come up busy all the time, no matter when I call it!

Ive filed a complaint with the local police and there responce was, ' I dont think there is anything we can do for you to get your money back'

I am going to do what I have to, though, to get my money back! I fully deserve that money back and noone will tell me different!

So take it from me, before you get fooled and humiliated, check out any company offering anything that they need your account number for! A huge lesson for me! Im sorry I didnt do anything sooner!
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#2 Consumer Comment

Credit Education Group $297 Activation Fee too good to be true !

AUTHOR: JW - (U.S.A.)

Hello I want to thank this website and the people who reported the information on this company. I was called and offered this Scam. First she began to tell me that it was due to being turned down for credit and this was a total credit rehabilitation program and that I had already been pre approved from that information for this program and would receive a Unsecured credit card from a FDIC approved lending institution in my area with a credit limit of $2,500.00. In order to join this program all she needed to do is verify a few simple questions. She began to ramble on the questions such as.

1)are you over the age of 18 ?
2)do you earn $1,000 or more per month ?
3)do you have an active checking account ?
4)have you worked for the same employer for the past 6 months?
5)have you lived in the same place of residence for the past 6 months.
6)what credit card would I prefer from the FDIC insured bank Visa or Mastercard ?

I actually answered no to one of these questions and she said well because I was able to answer yes to the other questions I still qualified.

Actually i was almost fooled to this point but i found this a little questionable so I began to ask her questions.

I asked her the following

1) what phone number can I contact your company at ?
she said there is a toll free # for registered members she would give me at the end.

2)what is the mailing address of this company
she had to check ? that made me worry even more.
she then rattled off the address of.

10624 South Eastern Ave.
Suite a435
Henderson NV, 89052

I did look this up on mapquest and the address does exist to whom it belongs I have no idea ?

I asked her if they were registered with the BBB
she said she didn't think so as that costs money !
that was very scary to me and no way was I going to give her my checking account info or anything else.

At this point I told her well i need to think about it can I call you back. At this point with all my questions she began to have a shaky voice and said I hope you don't question our company we work closely with 20 FDIC banks and you are also protected if you do not get what you paid for bye the Consumer Protection act and you would be entitled to a full refund of the $297.00 fee.

I asked again how I could contact her she simply stated I could not as she was in an outbound call center only and that she could call me back in a few days.

She Hung UP on me then.

I have never been ripped off this way but I remember to ask the questions. If a company is not willing to answer them AND give me time to check this information They get Nothing from me I don't care if they are real or not. ASK and then CHECK first. Im glad I remembered to ask.

I didn't have tainted credit like she proposed in the beginning so i was suspicious to begin with. I hope my info on this company and how sneaky they are with all the right words will help someone else who finds this know not to get taken by this scam.
Thanks
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#3 Consumer Comment

thanks for saving me my money

AUTHOR: Ossama - (U.S.A.)

thanks for saving me my money, because the credit group just called me and said if i send them 298 dollars they will send me 2 credit cards with $2500 dollar each,,,,too good to be true, i tried to call them to verify the number but they are never there,,,, JOHN STEWART is the guy who called me saying that he was the manager and the number he gave me is: 888-646-8386
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