Deegan
  • Report: #968683

Complaint Review: Credit Karma website

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  • Submitted: Tue, November 13, 2012
  • Updated: Wed, November 14, 2012

  • Reported By: William — N Versailles Pennsylvania United States of America
Credit Karma website
, Pennsylvania United States of America

Credit Karma website I had a banctriutcy dichared as of sept 19th 2012 creditKarma is still reporting me as dilinquet with accouts that have been cloosed for 2 month now creditkarma.com, Pennsylvania

*Consumer Comment: Bankruptcy

*Consumer Comment: simple rebutt

*Consumer Comment: Simple answer

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I filed for bankruptcy June 21 2012 and it was discharged Sept 19th 2012 during all that time Credit karma website has and continues to report I have a delinquent account and will not divulge who it is that reports It. When I try to call them they say they are owned by Transunion credit reporting agency, but Transunion says its not there website they are reporting false info on me and I am at my whit's end trying to clear it up.  William *** Versailles Pa 15137 my phone no is (((redacted))) if they cant tell me who's reporting it they should not be allowed to report it. There are copies of the websites pages that state I owe but your website wont let me upload them. I can email them if you so desire.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

This report was posted on Ripoff Report on 11/13/2012 02:58 PM and is a permanent record located here: http://www.ripoffreport.com/r/Credit-Karma-website/-Pennsylvania-15137/Credit-Karma-website-I-had-a-banctriutcy-dichared-as-of-sept-19th-2012-creditKarma-is-sti-968683. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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0Author 3Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Bankruptcy

AUTHOR: Howard - ()

 Bankruptcy shows up on all credit reports for at least seven years in some cases for ten years.  Karma Credit can not correct this since it is not a credit bureau. 

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#2 Consumer Comment

simple rebutt

AUTHOR: The Outlaw Josey Wales - (United States of America)

very simple rebutt from simple minded bobby from irvine
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#3 Consumer Comment

Simple answer

AUTHOR: Robert - (U.S.A.)

First this CreditKarma is NOT an official Credit Reporting Agency, they appear to be one of these credit monitoring sites that try to sell their services.

By law you are actually entitled to one free credit report per year from each of the real 3 main credit reporting agencies(TransUnion, Equifax, and Experian).  To get this report you need to go to

http://www.annualcreditreport.com/

If for some reason the link is redacted you can just put in "Annual Credit Report" in your search engine.  This site will not sign you up for any services and will not ask for your credit card information if you just get the report(if you want your score that will cost you).

If there is anything on any of these 3 reports that is incorrect you have the legal right to dispute it(again at no cost to you).  There will be instructions on how to do that.  But one thing to keep in mind declaring bankruptcy does not remove your other debts, but they must be at the correct status.  That they have been "Included in Bankruptcy" with 0 amount owed. 

If you have already received your free reports, you can still purchase them directly from the Credit Reporting Agencies.

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