- Report: #1139258
Report - Rebuttal - Arbitrate
Complaint Review: Credit One Bank
Credit One BankP O Box 98873 Las Vegas, Nevada USA
Credit One Bank Credit One Scam Las Vegas Nevada
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I receved an offer from Credit One Bank for a credit card. I actually thought it wws Capital One, because Credit One's logo is very similar to Capital One. The letter stated that I was being offered a credit limit between $3000 and $5000 with no fees, so I applied online. I prefer low limit creidt cards. Credit One is the first to send me an offer below $10,000,
When I received the notice that I had been approved, it was for $300 with a $75 annual fee! The notice then went on to say my new account would help to rebuild my credit. I don't need to rebuild my credit. My credit score just four months ago was 793. Concerned, I immeditately pulled my credit report to find that my score was over 800!
I called Credit One and canceled (closed) the account and the girl insisted that it would help me to rebuild my credit. Really?!!! Amazing! I had to insist the account be closed. I asked for some type of confirmation code that the account had been closed and she told me they do not provide one, but I would get a letter in the mail.
I get the letter and it's telling me I have a $75 balance! I called them again and was told I had no balance since I did not activate the card. Be very careful. Some credit card companies are a complete scam.
This report was posted on Ripoff Report on 04/16/2014 07:37 AM and is a permanent record located here: http://www.ripoffreport.com/r/Credit-One-Bank/Las-Vegas-Nevada-89193-8873/Credit-One-Bank-Credit-One-Scam-Las-Vegas-Nevada-1139258. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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