• Report: #1139258

Complaint Review: Credit One Bank

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  • Submitted: Wed, April 16, 2014
  • Updated: Wed, April 16, 2014

  • Reported By: Nancy — Irving Texas
Credit One Bank
P O Box 98873 Las Vegas, Nevada USA

Credit One Bank Credit One Scam Las Vegas Nevada

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I receved an offer from Credit One Bank for a credit card. I actually thought it wws Capital One, because Credit One's logo is very similar to Capital One. The letter stated that I was being offered a credit limit between $3000 and $5000 with no fees, so I applied online.  I prefer low limit creidt cards.  Credit One is the first to send me an offer below $10,000,

When I received the notice that I had been approved, it was for $300 with a $75 annual fee!  The notice then went on to say my new account would help to rebuild my credit.  I don't need to rebuild my credit.  My credit score just four months ago was 793.  Concerned, I immeditately pulled my credit report to find that my score was over 800!  

I called Credit One and canceled (closed) the account and the girl insisted that it would help me to rebuild my credit.  Really?!!!  Amazing! I had to insist the account be closed.  I asked for some type of confirmation code that the account had been closed and she told me they do not provide one, but I would get a letter in the mail.

I get the letter and it's telling me I have a $75 balance!  I called them again and was told I had no balance since I did not activate the card. Be very careful.  Some credit card companies are a complete scam.


This report was posted on Ripoff Report on 04/16/2014 07:37 AM and is a permanent record located here: http://www.ripoffreport.com/r/Credit-One-Bank/Las-Vegas-Nevada-89193-8873/Credit-One-Bank-Credit-One-Scam-Las-Vegas-Nevada-1139258. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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