• Report: #869340

Complaint Review: Credit One Bank

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  • Submitted: Mon, April 16, 2012
  • Updated: Mon, April 16, 2012

  • Reported By: RJones — Brush Prairie Washington United States of America
Credit One Bank
Credit One Bank P.O. Box 98873 Las Vegas, NV 89193 Internet United States of America

Credit One Bank No way to cancel this credit card once approved. DO NOT REQUEST A CREDIT CARD FROM THIS BANK. Internet

*Author of original report: Sorry for the continued complaint updates regarding Credit One Bank

*Author of original report: update for Credit One Bank

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I have been in the Banking Industry for over twenty years and just retired. What a fool I am for signing up for a credit card with CREDIT ONE BANK in Las Vegas. There are no cancellation provisions with this bank. The FAQ's will not direct anyone to a live person to speak with regarding a cancellation process. The transaction fees are not DISCLOSED in their WEB offering and the annual fees are automatically charged to your account. You will not be able to dispute them and I strongly suggest that you don't opt in for this card.

I have contacted the Las Vegas Department of Banks and Financial Institutions.

I will be formally registering a complaint of with the DBFI in Las Vegas today for unfair business practices, excessive consumer fees, and wrongful disclosure practices. This is why the Frank Dodd bill was enacted.

I am unable to disclose any personal information via this complaint. However, anyone wishing to become involved with a potential class action suit against the bank may contact me through LinkedIn. In the search bar type in Rod Jones,
you will be directed to my page and my cell number is listed near the bottom of the page.

In the meantime; here is the link to the Department of Banks and Financial Institutions in Las Vegas www.fid.state.nb.us. I STRONGLY suggest you log onto to this site and register your consumer complaint with the agency. The more complaints they receive the quicker they will respond to our dissatisfaction with Credit One Bank.

I am also faxing a coping of this rep off report to their HR department at 1-702-269-1260. Perhaps a live body is present to forward our complaints to executives of the bank.

Let's be proactive and not let institutions take advantage of us. 
 

This report was posted on Ripoff Report on 04/16/2012 12:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/Credit-One-Bank/internet/Credit-One-Bank-No-way-to-cancel-this-credit-card-once-approved-DO-NOT-REQUEST-A-CREDIT-869340. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
2Author 0Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

Sorry for the continued complaint updates regarding Credit One Bank

AUTHOR: RJones - (United States of America)

I again apologize to those of you that may be frustrated with my last post. Here is the actual from to fill out and fax directly to the Department Of Banks and Financial Institutions. Once again, when they receive the registered complaint form they will follow up with the Bank. Again, imperative that each of you fill this from out and fax immediately to the fax number listed on the form.


http://fid.state.nv.us/Forms/FID-Complaint-Interactive.pdf
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#2 Author of original report

update for Credit One Bank

AUTHOR: RJones - (United States of America)

My apologies to all: I was miss informed as to the process for filing our complaints to be registered with the Department of Banks and Finance in Las Vegas.

Here is the correct web address and the form that needs to be filled out and fax to the DBF. The fax number is on the the form.

It is imperative that each of you that file a complaint on the Ripoff Report site also take the time to file a formal complaint against the bank by faxing the complaint form to the DBF. 
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