Credit One The bill collectors, what country are we dealing with? Internet

  I have a Credit One secured credit card.  The problem I have with this company is the account collectors.  I was a few days late with a payment, I'll admit that.  When this guy named Jonathon something called,  #1: could not understand one word.  His broken English was still broken and needs to be fixed when dealing with English speaking customers.#2 He wanted me to 'give' him my bank debit card number over the phone and he would drop the late charge. #3 When I refused to give this person my bank debit card to make the payment, he had the nerve to become irrate and started screaming at me.  I told him I was not comfortable with giving a STRANGER  access to my bank account.  Then I googled the phone number from where he was calling from and it was Newark, New Jersey and the words suspicious appeared. Finally I just hung up on him and he called right back "showing me that he was still calling from the same number so I should trust him. Yeah right.  I called customer service to find out if this person is running a scam and some how got customers info and if it is a scam to report it.  Customer service rep. answered the phone and I couldn't understand her.  I live in a community where we have have people from every cornor of the world so I know the accent this Jonathan had. India.  Anyway I will not deal with this company anymore I paid my bill and now I am cutting up my card.