• Report: #245540

Complaint Review: Credit Solutions

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  • Submitted: Tue, April 24, 2007
  • Updated: Fri, April 27, 2007

  • Reported By:east peoria Illinois
Credit Solutions
15601 Dallas Parkway Ste. 700 Addison, Texas U.S.A.

Credit Solutions all talk no action ripoff Addison Texas
*UPDATE ...Rip-off Report Investigation: Credit Solutions of America pledges to resolve complaints. Commitment to Customer Satisfaction Program. Consumers can feel confident & secure when doing business with Credit Solutions - Assisting clients by reducing unsecured debt - debt free in 3 years or less.

*Consumer Comment: THANX YOU!

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Credit Solutions promised to leiminate our debt, by reducing balances to 40%, and letting our balances "age" in the meantime while building up a balance to pay of the protion of debt that would remain.

This is a direct quote from one of their emails: "At the beginning of your program we contact your creditors. After they have been contacted, we allow your account to age. This aging period consist of non-payment to the creditor. This shifts the leverage from the creditor to you, the client. During this aging period, you are to save as much as possible whenever possible, as this will help you get out of debt sooner."

They AGED our accounts into collections and arbitration!!
My wife spent an average 4-5 hours a week on the phone trying to prod them along to resolve our debt. after 3 months and only one settlement for the original balance of the debt, we finally severed ties with them after paying almost $2000 in fees.

Do not use this company, contact a local credit counseling agency and let them help. At least they were honest!

John
East Peoria, Illinois
U.S.A.

This report was posted on Ripoff Report on 04/24/2007 08:04 PM and is a permanent record located here: http://www.ripoffreport.com/r/Credit-Solutions/Addison-Texas-75001/Credit-Solutions-all-talk-no-action-ripoff-Addison-TexasUPDATE-Rip-off-Report-Investig-245540. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 1Consumer 0Employee/Owner
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#1 Consumer Comment

THANX YOU!

AUTHOR: Theresa - (U.S.A.)

I almost when with them and due to all the reports on this website I am thanking my lucky stars that I am not. I will keep with my original debt consolidation plan with a reputable company that has no complaints on here or with the better business bereau. THANK YOU!
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