- Report: #208844
Complaint Review: Creditors Interchange Receivable Management
Related Reports
Featured Ripoff Reports
Ripoff Reports
Ripoff Report on CBS 19
Ripoff Report on CBS 19 - Global Marketing Alliance
Ripoff Report on ABC 15 - Smart Shopper
Ripoff Report - Girls Gone Wild
Ripoff Report on Fox 11 - Car Repair
Special Features
-
Doctored Reviews is designed to help patients, doctors, and websites understand the problems created by Medical Justice, a company trying to restrict online patient reviews, and to offer some ways that let patients freely talk about their healthcare experiences. -
The government should serve voters, not corporate special interests. Public Citizen works to empower ordinary citizens, reduce the influence of big corporations on government, open the government to public scrutiny, and hold public officials accountable for their misdeeds. -
WHAT YOU NEED TO KNOW ABOUT THE BBB: NOT a government agency as listed in your local phone book. Instead the BBB is a private non-profit / franchise operation. 20/20 exposes the BBB, Hamas Terror Group Gets 'A' Rating - BBB is running a "pay for play" scheme.
| Creditors Interchange Receivable Management 80 Holtz Drive
Cheektowage, New York U.S.A. |
|
Creditors Interchange Receivable Management ripoff Cheektowage New York
*Consumer Suggestion: Anon, you may have caused yourself a big problem by paying.
*Consumer Comment: Creditors Interchange Harassing calls
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
I was contacted by one of these representatives and was threatened to loose my house, my car, my pets, my job and even my life if I did not pay this debt immediately. I asked for 100% proof this bedt was mine, such as a signed contract, date of charges on the credit card, and signatures for the charges. I was told the company did have any of that and that I was just stalling for more time. I asked to speak to a supervisor and was told he was the supervisor. I told him I had never had a credit card from Capital One and he called me a liar. Now these people are calling my friends, neighbors, even poeple I don't even know in the town I live in telling them about my debt and asking them to contact me and PLEAD with me to pay the debt so that they can stop getting these harrassing calls. My friends were told by Creditors Exchange that they got the call because we were dead beat neighbors. My life has been threatened, my dog (who was barking in the background) was threatened and so were my children. This has to be illegal, and it has to be stopped.But how????
Martha
Parker, Arizona
U.S.A.
Martha
Parker, Arizona
U.S.A.
This report was posted on Ripoff Report on 08/31/2006 10:57 AM and is a permanent record located here: http://www.ripoffreport.com/r/Creditors-Interchange-Receivable-Management/Cheektowage-New-York-14225-1470/Creditors-Interchange-Receivable-Management-ripoff-Cheektowage-New-York-208844. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
Click Here to read other Ripoff Reports on Creditors Interchange Receivable Management
Search for additional reports
If you would like to see more Rip-off Reports on this company/individual, search here:
Search Tips#1 Consumer Suggestion
Anon, you may have caused yourself a big problem by paying.
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Monday, November 20, 2006
Anon,
By making a payment you have legally validated the debt. Now they can sue you and possibly get a garnishment, or sieze property where, before, most likely they could not have.
This is the game they play, and unless you are very agressive, you will lose when dealing with any debt collector.
It is illegal for any collector to threaten or intimidate you in any way. You cannot be arrested for any debt. And you cannot lose your house, car or anything else to any third party debt collector, unless it was specifically used as collateral on the debt.
Debt collectors are absolutely powerless and can do absolutely nothing to you. This is why they use threats and intimidation as a way to manipulate you into doing something you shouldn't. Think about this in perspective. If there was really something they could do, why would they need to talk to you? They wouldn't.
FYI..One letter can stop the calls. Another letter can stop them cold in the collections process. Go to FTC.gov and read the FDCPA.
NEVER speak to any debt collector on the phone. And NEVER give ANY collector your banking info or a payment of any kind, or agreement to pay. Always ignore them and make them sue you. Most won't.
Read some of the other debt collection and collection agency threads on this site to get an idea of what you are dealing with here.
Good luck.
By making a payment you have legally validated the debt. Now they can sue you and possibly get a garnishment, or sieze property where, before, most likely they could not have.
This is the game they play, and unless you are very agressive, you will lose when dealing with any debt collector.
It is illegal for any collector to threaten or intimidate you in any way. You cannot be arrested for any debt. And you cannot lose your house, car or anything else to any third party debt collector, unless it was specifically used as collateral on the debt.
Debt collectors are absolutely powerless and can do absolutely nothing to you. This is why they use threats and intimidation as a way to manipulate you into doing something you shouldn't. Think about this in perspective. If there was really something they could do, why would they need to talk to you? They wouldn't.
FYI..One letter can stop the calls. Another letter can stop them cold in the collections process. Go to FTC.gov and read the FDCPA.
NEVER speak to any debt collector on the phone. And NEVER give ANY collector your banking info or a payment of any kind, or agreement to pay. Always ignore them and make them sue you. Most won't.
Read some of the other debt collection and collection agency threads on this site to get an idea of what you are dealing with here.
Good luck.
Respond to this report!
What's this? #2 Consumer Comment
Creditors Interchange Harassing calls
AUTHOR: Anon - (U.S.A.)
SUBMITTED: Monday, November 20, 2006
Hi I too have been threw and had my share of dumb moves as a young adult thinking I need everything. I do know that I have a debt.
However last year I was contacted by this company of Creditors Interchange and spoke with a very rude lady. She stated to me that my account needed to be addressed and threatened jail, and losing everything in my life. So I put on file 6 checks for what I think and know is a car payment.
Well after the 6 checks the lady called again being very rude and this time wanted 3 checks but wanted to increase the amount. As of 2 months ago. I have paid $2,700 and my account started at $5,000. Just 2 months ago. I was told my account was at $3,800.to me I have no idea were they went for math however its not $3,800. I also told the rude lady that I want a statement. I recieved a bill of how much was owed from me.
Well I recieved something but not what I asked for. I have always known a statement to be a summary of payments from start to recent. I then refused to answer my phone. And avoided them as much as I can and they left ongoing harrassing messages. And as well at my place of work and there is no way I can even call them or take a call for what I do for work, I barely have time to take a 30 minute break.
And one day when they tricked our receptionist to let them talk to me this lady yelled at me until I gave her a check number or anything else. And when I told her that I wanted a statement she said she couldn't give me one because the address she had wasn't valid. Well I advised to her that she was sending to an address that doesn't exsist.
Any advice will be greatly appreciated. I'm still young. And really have no more debts to figure out. However I don't want to give in any more to a company that can't give me a real statement.
Please help.
However last year I was contacted by this company of Creditors Interchange and spoke with a very rude lady. She stated to me that my account needed to be addressed and threatened jail, and losing everything in my life. So I put on file 6 checks for what I think and know is a car payment.
Well after the 6 checks the lady called again being very rude and this time wanted 3 checks but wanted to increase the amount. As of 2 months ago. I have paid $2,700 and my account started at $5,000. Just 2 months ago. I was told my account was at $3,800.to me I have no idea were they went for math however its not $3,800. I also told the rude lady that I want a statement. I recieved a bill of how much was owed from me.
Well I recieved something but not what I asked for. I have always known a statement to be a summary of payments from start to recent. I then refused to answer my phone. And avoided them as much as I can and they left ongoing harrassing messages. And as well at my place of work and there is no way I can even call them or take a call for what I do for work, I barely have time to take a 30 minute break.
And one day when they tricked our receptionist to let them talk to me this lady yelled at me until I gave her a check number or anything else. And when I told her that I wanted a statement she said she couldn't give me one because the address she had wasn't valid. Well I advised to her that she was sending to an address that doesn't exsist.
Any advice will be greatly appreciated. I'm still young. And really have no more debts to figure out. However I don't want to give in any more to a company that can't give me a real statement.
Please help.
Respond to this report!
What's this? 
