Ok so i have had a MBNA accout set up for several years. I had been making payments on this account for a couple years with no hitch. In Feuary i decided to see if i could settle the account through MBNA and a resonable amout was aggreed upon by myself and MBNA.
Everything is great my mind is at ease and i am happy i did the right thing by making good on the debt that haunted me for several years.
Enter a phone call from everyones favorite person fom creditors interchange Damon Wilson who btw as of this write up is still there. Tells me that i needed to pay them $5900.00 cause they bought my MBNA account???????
I was very distraught and confused Only a month from paying my MBNA acct off it was sold to True logic corp who these guys are representing. So i tell him that there is no way i can pay this ammount. I was sick to my stomache and still am now about it. I tried on 3 seperate times now to make a payment arrangment with them that i know i can afford but they wont accept it. As a matter of fact they kept giving me the whole pay or else riot act.
Now i was getting very upset. My wife had to field the last couple of phone calls for me...i was a wreck. SO they then proceed to threaten her over the phone and told her she had a big fat mouth and that this is why it wasnt ever settled ...and hung up. YIKES and so it gets worse they also tell her that they are going to send a letter to my commander about this....to try to ruin my military career. Which btw does them no good...no paycheck ...deffinitly no $$.
So now my wife and i are at the breaking point. WE have been atttempting to make good on this and we are treated like criminals. I am so confused now that i dont know what to do....I spoke with a lawyer about it and she said they are breaking so many laws its unbeleiveable. She also said that we can just send them a letter saying that whis is what we can pay and a check for as little as possible with it. She also said that they have to accept anypayment i give them no matter how much. Now at this point i dont want to send them a dime. However i cant afford to let this effect my career.
I already spoke with my commander about it and he said to talk to another lawyer on base about it. So i am doing that tommorrow. How is it that they can be so cruel? How is it that they can treat people like that without finding out what the reality of the situation is?
They went so far as to tell me about my credit report? How can they pull it without my permission? I am a very hard working defender of our country and am proud to do my service even if it is defending lowlifes like these people.
Please if anyone has any advice i would love to hear it. email@example.com put RIPOFF in the title