• Report: #126365

Complaint Review: Cross Country Bank

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  • Submitted: Fri, January 07, 2005
  • Updated: Sat, January 08, 2005

  • Reported By:Worcester Massachusetts
Cross Country Bank
PO BOX 10001 Boca Raton, Florida U.S.A.

Cross Country Bank ripoff The Worst Credit card A person could ever want Boca Raton Florida

*Consumer Suggestion: Cross cuntry bank ripoff.

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This Company, will charge you fees like you would never believe. Their base is in Marlyand, so they can aviod many consumer laws. But someone in Boca Raton, FL. Is getting your money and probably living high. This card will give you a 350.00 limit they will give you enough fees so you will be paying forever. The charge a 35.00 fee for going 0.01 cent over your limit. And all kind of other fees. They also charge up to 12.00 to make a payment by phone. They really take advantage of people who dont have perfect credit. Apparantly the Govt lets these companys do whatever they want....

Unhappy Customer
Worcester, Massachusetts
U.S.A.

This report was posted on Ripoff Report on 01/07/2005 02:50 PM and is a permanent record located here: http://www.ripoffreport.com/r/Cross-Country-Bank/Boca-Raton-Florida-25770/Cross-Country-Bank-ripoff-The-Worst-Credit-card-A-person-could-ever-want-Boca-Raton-Florid-126365. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Cross cuntry bank ripoff.

AUTHOR: SOMEONE - (U.S.A.)

i to had CROSS COUNTRY BANK CREDIT CARD IT BLOWS.

it was a very bad Experience in my book,
i was making my payments on time and no matter how much i sent them it seemed my credit blance never increased.

my Minimum payment was 25$ i was sending in 60$ to 80$ each month and i ever seen my credit blance go up.

so i called them and this rude bitch by the name of lisa is helping me....ohh it gets good now.

i asked her how come my credit blance does not increase and i am making higher than normal payments? i been paying 60$ to 80$ each month!

all i see is intrest being taken down?

her reply was....

BECUASE PEOPLE LIKE YOU WHO DO NOT HAVE GOOD CREDIT THATS WHAT HAPPENDS TO YOU.YOU PAY HIGH interest fees AND GET NOTHING IN RETURN TO TEACH YOU A LESSION ABOUT HAVING GOOD CREDIT.

I SAID THAT WAS RUDE OF YOU TO SPEAK TO ME LIKE THIS? SHE SAYS *UMMMM NO* IT'S THE TRUTH AND YOU NEED TO UNDERSTAND IF YOU DO NOT PAY THIS OFF WE WILL GRANISH YOUR WAGES......AND MAKE A JOKE OUT OF YOU.

MY REPLY WAS..

OKAYFINE IL SEND A CASHIERS CHEKC FOR THE FULL AMOUNT TOMORROW BY OVERIGHT MAIL......WITH DELIVERY CONFORMATION AND RETUNRED SIGNATURE!

SHE SAYS OHHH NO YOU CANT DO THAT THE COMPANY WILL LOSE ALL OF THE INCURRED interest fees AND LOSE MONEY...

MY REPLY WAS

I DO NOT GIVE A F^CK I AM PAYING IT OFF.

SO I SEND A CASHIERS CHECK TO TOTAL AMOUNT AND 5$ OVER....THEY CALLED ME AND TOLD ME THEY WILL NOT BE ACCEPTING MY CHECK AND I NEED TO CONTINUE MAKING MY NORMAL MONTHLY PAYMENTS.

WELL I TAPED THE WHOLE Conversation ON MY ANSWERING MACHINE AND USED IT AGINST THEM WHEN THEY TRYED TO GRANISH MY WAGES FOR NONE PAYEMENT AFTER THEY REFUSED MY PAYMENT IN FULL!!

IN COURT I SHOWED THE PROOF OF THE CASHIERS CHECK FOR PAYMENT IN FULL PLUS $5 EXTRA.AND MY LAWYER PLAYED THE Conversation THAT TAKEN PLACE AND I SHOWED THEM MY CALLER ID BOX OFTHERE NUMBER.

AND I WON IN COURT AND I NO LONGER HAD TO PAY IT OFF.
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