My husband and I got scammed out of $30,000 plus from a false business entity entitled DF Transportation. They pretended to offer me a real job with real training and testing which was very elaborate, and then asked me during the training if I wanted some part time extra credit work buying and shipping computers to one of their new offices. I had no issue buying these computers on my own credit card so long as I was being reimbursed prior to the shipment of the merchandise. They provided me with their alleged bank account and routing numbers to pay off the computers I was buying with my Chase credit card.
I ensured before shipment of the computers that these purchases were paid however and were current, paid and accurate, and Chase gave me that verification both verbally and electronically. Additionally, because of these payments being paid and
showing current, I released possession of the computers and shipped them thinking I had been paid for the computers.
Chase had internal bank knowledge however that these payments were going to get returned prior to posting this return status online, and left it showing as paid and current, misleading me to think it was paid. Chase even allowed me credit increase and credit availability to make more purchases because these payments were showing as paid. I had no reason to think these payments were going to get returned.
Now, because of Chase's failure to communicate with me, and follow their own policies and procedures for properly guarding their banking records, and all while knowing my circumstances beforehand, all the computers are gone, and all these payments applied to my credit card have been returned.
I would have never shipped the first set of computers nor bought any subsequent computers had Chase stayed on top of my account and kept me informed properly by showing the actual status of the account online and verbally. Chase did not complete their obligation to me by communicating with me promptly, and because they did not tell me of the first payment
getting returned until 10/4/12, I released possession of the merchandise, made more purchases, and subsequently mailed those as well after receiving confirmation that they had been paid too.
I would like to sue Chase for a possible cause of action of Breach of Contract or violation of their own banking record keeping policies and procedures, by not following their internal banking record procedures and policies. They breached a trust with their records. I am 8 and 1/2 months pregnant and have suffered serious distress emotionally, physically and financially and need to get this fraudulent debt off my credit card and reinstate my account.
I have filed a police report, filed a report with fraud aid, and have a contact with fraud aid that is assisting me and will continue to assist me and my attorney I have contacted the FBI and filed formal disputes of these returned payments at Chases website.