I had applied online for a payday loan through another company. (NOT DJR). They somehow recieved my information and made an unauthorized deposit into my bank account. I didnt catch it until they began overdrafting my checking account, making attempts everyday (as many as 5 times in one day) to take out small payments- causing terrible overdraft fees.
I called this company. (who apparently are called Hydra Fund now, as I had multiple attempted transactions on my bank statement from DJR AND Hydra Fund). When I was finally able to get a hold of someone at this phone number, I demanded to know what company they were, and why they were taking money out of my account. The "representative" hung up on me.
I made another attempt right away at calling the company. Got the same lady. I again asked her who they were, and why they were taking money out of my account. She laughed at me and asked if I would like to make a payment over the phone! She refused to answer my questions about who they were. Her answer was "Hydra Fund". Would not give me any details for this supposed "loan" I took through them. She kept asking repeatedly if I would make a payment over the phone. When I demanded to know the terms of this "agreement", she hung up on me again.
I called a final time, got the same lady. She said a supervisor would call me. Still waiting for that phone call. I was able to get the situation resolved with my bank. They stopped payment and reversed all charges. This nightmare apparently isnt over....
They are repeatedly calling my work. (Even called my corporate office in another state)... apparently now from a man claiming he is from National Credit Adjusters, who is representing DJR. (Thought they were Hydra Fund now?) He, like the lady, was extremely nasty to me and threatening legal action against me, for a loan that I never requested from them, nor EVER authorized.
DO NOT do business with this company, or with anyone that could potentially be affiliated with them. Its a SCAM! Im terrifed... they have my bank info, and my work number..... and I never gave it to them in the first place.