• Report: #1075069

Complaint Review: Daily Money Team

  • Submitted: Mon, August 12, 2013
  • Updated: Mon, August 12, 2013

  • Reported By: Bella — 53205 Wisconsin
Daily Money Team
Internet USA

Daily Money Team DMT, Instant Rewards This company doesnt give you a job unless you want to become a scammer, they capture you INFO Internet

*Author of original report: DMT is still a scam lol

*Author of original report: YES They are a SCAM


*UPDATE Employee ..inside information: How were you scammed, exactly and how much?

*UPDATE Employee: Daily Money Team is not a scam, but it does take work.

*Consumer Comment: Daily Money Team came after Daily Bread Givers

*UPDATE Employee ..inside information: DMT IS NOT A SCAM!! Improper training is something we ARE CORRECTING!

*UPDATE Employee: Some People Give up or either want something for nothing

*UPDATE Employee: Also a DMT Partner

*REBUTTAL Individual responds: How can DMT be a "scam" when we don't ask for any money from you?

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 Daily Money Team poses as a work at home call center. They post ads on Craigslist and other sites saying that you can work at home at your leisure and there are no startup costs. You would only need to take inbound customer calls of people online signing up for trial offers on the internet and you have posted the advertisments online. They even drop names like Walmart, Target, etc. as being the companies they advertise online for. IM SURE THESE COMPANIES WOULD BE SUEING IF THEY KNEW. SO,the pposition sounds good enough? Well, I signed up with them and went through their orientation process where a lady walked me through the orientation, she wanted me to type in all my basic info (name,address,etc). THEN, I was advised to fill out 3 or more of the many trials offers we supposedly would be helping customer with myself (to understand what our clients would go through) with my credit card, then call her back and she would credit my paypal account with $3.00 so that there were no startup costs. WAIT A MINUTE. Why do I need to give my credit card info just to see what a customer goes through??? I MEAN REALLY?? At that point I realized it was a SCAM. If you are training me for a job, I shouldnt have to use credit card at all. THEN, you will credit me back??? WHY CANT THEY JUST PUT THEIR CREDIT CARD IN FOR TRAINING PURPOSES. I refuse to give my info based on a "promise" to credit me back. I went back after we got off the phone and changed all my personal info to a phony one so they wont have it. I am not too worried, because they only had my name and address.


I did my own search of reviews on the company and people who actually went thru with the orientation and filled out these trial offers and they complained of being over billed on their credit cards. or not cancelled from the trials and being billed MONTHLY. I CANNOT believe there is a network of thousands of people scamming people out of their info everyday. People are unemployed desperate for work and these people are taking their money!!! SHAMEFUL. 

 Oh, and dont trust their YOUTUBE vids giving them good reviews these are SCAMMERS who work for them that were asked OR PAID to post youtube videos to promote the company. YOUTUBE is not always a credible source. There are thousands of paid by advertiser videos out there to get people to buy. 

I am writing this, because I cant imagine someone like a single mom or elderly person being scammed. Its a waste of your valuable time.

 The girl who did my orientation even told me she was using GOOGLE VOICE to call me. That tells me that's not her REAL number. Google voice is an app anyone can sign up for, its a forwarding number for your actual phone number. Its free and allows you to change your number and have your number not available to be tracked to the people you call. Ive used this number before, its great if you are a woman dating (for safety), scammers,business owners and anyone who may need ot just change their number at the drop of a dime. SO, ANGIE ELLIOTT is probably a fake name she gave me too. lol.

A lot of scammers are trying to convice people that they are legit by saying I didnt and other people didnt follow the steps to succeed with their company. Of course, you arent going to give your credit card info to anyone. That's a step I refuse to follow.That's not a job, its a scam.

Here are a  site review too:




CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

This report was posted on Ripoff Report on 08/12/2013 10:35 AM and is a permanent record located here: http://www.ripoffreport.com/r/Daily-Money-Team/internet/Daily-Money-Team-DMT-Instant-Rewards-This-company-doesnt-give-you-a-job-unless-you-want-1075069. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Author of original report

DMT is still a scam lol

AUTHOR: Bella - ()

Shut up. you do NOT know me. 

I had a bad experience. I can air it all I want. 

Get a real job, LOSER.

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#2 Author of original report

YES They are a SCAM

AUTHOR: Bella - ()

I agree, big time scam. 

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#3 UPDATE Employee



Any job requires time and energy to get paid. The luxury of working from home while making money is exactly what has attracted me to daily money team. Simple the internet is cost effective than the tradional advertising methods such as the newspapers, television, radios and magazines while reaching a larger volume of people. When someone does a trial for these incentative freebie, the companies pays IRN(instant rewards network)OL2B(Our loot 2 boot) and FTC(free treasure chest network) pays the referral agents part of the referral fee for bringing people in to check out these companie's products and services. Basically it's a win, win situation for every one involve. Those people who were unsuccessful or is complaining did not get the gist of how to perform their duties. Eventhough the company provides us with all the necessary tools and information along with a chat room full of energetic agents willing to help anyone face with any type of dilemma...My suggestion, one should investigate the matter, you apply yourself it can and should be an awarding experience...

thank you,

I just wanted to clear the air..


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#4 UPDATE Employee ..inside information

How were you scammed, exactly and how much?

AUTHOR: OhReally - ()

BTW, just checked and Walmart, Target, GoDaddy, Gamefly and Discover card, creditreport.com and Disney are alive and active advertisers, along with hundreds of others. Are they all in on the scam? Did you know THEY are the ones who pay us, NOT DMT?


1) You either were not given a good exlanation, at all

2) Didn't listen

3) Dont undertand affiliate marketing (likely)

4) Don't realize that MANY, MANY companies use google voice (were you planning on using YOUR home phone for strangers to call you? I certainly don't as a single woman.) Google voice is not some undercover device for defrauding the public. It is a way that people who work from home can do so without their personal phone number ringing at midnight or weirdo's calling them around the clock. It's the opposite of what you ascribe to it.

5)A recruiting agent CANNOT enter THEIR credit card info for their new hire, BECAUSE this is not a scam and you really, really are trying an offer from one of the aforementioned REAL COMPANIES, that really really can be cancelled at any time. Because they ARE legit, they want to know that YOU are legit...my credit card does not verify YOUR identity. Anyone who tells you their card was charged w/o authorization is LYING, period. THEY did not take responsibility and cancel their offer, and its much easier to say it was the fault of anyone but themselves. I have NEVER had a single person incur an unauthorized charge or heard of one that was legitimate. I call BS.

My experience with DMT has been exceptional. My recruiting supervisor is a top notch professional; a former corporate executive like myself. She has not conned me, cajoled me or convinced me that this company or opportunity is 100% legit and lucrative. She did what your supervisor should have done and provided me with all the tools and training I need to be successful. The rest of the proving has been ON ME! I have chosen to be successful...and I am. It is not the responsibility of my super or DMT to do that. They have provided the vehicle. I have also provided an opportunity for a lot of people, some I care about personally, to make very good money working from home. Last time I checked, referring people to national advertisers' trial offers is neither an illegal nor immoral way to earn a good living. I quite enjoy the comfort of my couch and conversations with people who are looking for a way to break free of whatever their bondage, be it a commute, limited income or unemployment.

It seems a big part of your perception is a lack of understanding about CPA advertising, which is totally legit and has been around for more than a decade. I came to DMT from a background as a corporate executive in the advertising industry. I can tell you that this form of advertising and the DMT business model are 100% legit. I will turn you logic around and ask you if it weren't would the aforementioned companies be using this type of advertising in growing numbers? Would they pay us such good referrals if it weren't a very effective way for them to build customer loyalty? Of course not. It is a powerful form of interactive advertising that has a very high rate of return customers.

During my very long career in sales, I have been asked to wear the clothing of a retailer I worked for (with a discount, of course, so it was a scam) I sold Volkswagens and was expected to test drive EVERY model we sold and know how to operate everything from the radio to what was under the hood, IN CASE MY CUSTOMERS HAD QUESTIONS about the products or services. This is a revolutionary practice called training. Is it not reasonable that our advertisers and the network would expect us to KNOW about the products and services (firsthand, at least some of them) in order to be paid commissions on them? Your supervisor was 100% accurate in offering to reimburse you for your expenses in learning about the products/services, just as I submitted a gas ticket for reimbursement when I test drove a Volkswagen and had to buy gas!

It sounds to me like you were expecting/looking for a scam, so you found it. How much did it cost you? As I posted to the ONE other complaintant here...there are 22,000+ DMT agents...where are the angry masses that have been ripped off by this scamming company? 2 complaints here, both utterly inaccurate (to be polite) on every charge.

I only came to this site b/c one of my prospects brought it to my attention. I am responding, not b/c I know the owners or anyone in management at DMT (I don't) or have been asked to do so, but because your evaluation is so terribly misguided and unfair. Your EXTREMELY limited experience and the conclusions you drew out of unbased fear might keep someone from a really great opportunity, like I have found at DMT.



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#5 UPDATE Employee

Daily Money Team is not a scam, but it does take work.

AUTHOR: unity35 - ()

 First off, I would like to say sorry about your bad experience with the Daily Money Team.

However, Daily Money Team is not a scam at all. I have a good experience with the Daily Money Team, and the people with the Daily Money Team are getting paid very well. However, I do say that the training does need to be a bit better.

I think some of the work at home ads you received may not told you the whole truth, but they didn't lie to you either. The Daily Money Team uses programs such as Instant Rewards, and OurLoot2Boot. Those are the programs that will pay us. The Daily Money Team provides the training to help us get paid through those programs.

Now you say it is a scam because you got to use your credit card to sign up with free trial offers. Yes, you do have to cancel the offers when you go through at least 80% of the trial period, but that is so you won't be billed monthly and receive your pay. DMT does train in that aspect, and they care about the fact that they don't want you to lose any money. If they didn't care, they wouldn't tell you to cancel those trial offers. Heck, even some trainers will REIMBURSE you some money out of their own pockets just to get you on board.

As for your trainer crediting you back your money through your PayPal account, your trainer won't see that information. Your credit card information is confidential to others through PayPal.

As for saying that companies such as Walmart and Target should sue the Daily Money Team, that would be crazy for them to do, because those companies should keep on encouraging the Daily Money Team to keep doing what they doing. You have to know that by encouraging trainees to sign up for free trial offers with the Fortune 500 Companies, You bring those companies more exposure. And those companies are paying you (the DMT employee) for giving those companies biggger and better exposure. A great way for them to get exposure is through trial offers.

I also do feel that the people who are filing scams on the Daily Money Team are the people who are not willing to do the work. Once you get signed up with DMT, the work doesn't stop there. You have to be disciplined, follow the training, and do the work on a consistent basis. If you don't, then you won't be successful with DMT.

I was skeptical to at first when I first did the trial offers and joined DMT, but I didn't have much to lose, and I felt good after I got my first payday a few weeks after joining.


Again, sorry about your experience, but the Daily Money Team is far from being a scam.

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#6 Consumer Comment

Daily Money Team came after Daily Bread Givers

AUTHOR: brookelyn39 - ()

"Honestly, when you complete the offers, YOU are the consumer.  The person you signed up under, gets paid.  You will then seek out other consumers, to do the same thing.  As someone said " Rinse and Repeat". A cattle drive, so to speak.  Sheep following a few of the elite leaders, that will take you and your downline, on an endless cycle of mazes, through various progams to make money. 

 In the process, you of course, will lose most of your flock to the "elite few", with no further financial benefit to youself.  But a scam?  NAH! You are trained in other areas of placing adds, and where, etc.  How not to get ghosted on craigslist, (but flagged by the person you signed up under) 

Overall,  it's a pretty good program with little room for freedom or creativity.  You must follow  the rules and pecking order, so people don't feel threatened you may make more money than them. You must realize, many of these people have never had anything, have no marketable skills, etc. So if they appear rough around the edges.  THEY ARE.





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#7 UPDATE Employee ..inside information

DMT IS NOT A SCAM!! Improper training is something we ARE CORRECTING!

AUTHOR: Arikah - ()

 I have read the complaints filed on online and on this site about DMT (Daily Money Team) and its employees, and I am prepared to offer damage control and apologies for any improper training during the orientation or training.

Let me explain, if one of our employees were trained incorrectly in communication, that leads to others being misinformed. DMT Advertising is a company of Independent Advertising Consultants who train, mentor, coach, and assist customers and other representatives navigate through companies trial offers and services.  DMT and its employers, Instant Rewards and Free Treasure Chest, and Loot 2 Boot, does not take any credit card information or personal information, except proof of Identity, which is a copy of a major bill addressed to you and a driver's license, to ensure that YOU as the trainee is not a made-up person, or is participating in fraud activity. The reason for this is because these three Employers pay cash daily (I prefer Paypal because that's even more secured privacy), they need to make sure this person was not made up.

Having said this, all monies used in training is (or should have been refunded), again I choose Paypal, and the necessary information is then given or (should have been given) to contact each company for cancellation for any services and offers.

I say this as an employee who has been working for roughly about 4 weeks (and this includes one full week of my computer being out of service) and before my expenses, I made around $300. (My expenses, NOT including internet and phone services) are the refunds I return to my agents to train them - so I have invested in them to help them make money.

My name is Arikah Nash, ne Shakira Baly (please feel free to look me up, aka married name Jensen,) as in doing this, I have nothing to hide and am grateful I can assist others in making money. You'll also notice I have several streams of income, (which I've also heard that people who either are not willing to work or have not followed the instructions given - like DMT, have claimed Arbonne to be a scam! Really?! Anyway...) I rely on and am newly married and have a 10-month old.  My main goal is to be able to work at home or on my own schedule so that I can be available to my family first. My standards are very high, as I have been looking for a work at home company and found one that not only demanded $3200 - which accrued interest, but for me to sign a contract claiming I would pay them back for their training, wanted my social security number, AND on top of that blog about products that I had no idea of what they were, their uses, etc. - (lie - which my morals and conscious is higher than that, so I didn't) or pay even more money to place ads on search engines, and even more money for training!

At any rate, I empathesize with those who don't want to experience that, as well as those who had poor training. My trainer was amazing, and I've never met her, but she suggested I pray about it, research and if it's a nagging feeling within me, to pursue further.  This works for ME and my schedule. This isn't for everyone, just like any other type of business isn't for everyone. This is a 1099 position, which involves NO Contracts, and really no start up fees, (see above). One of my reps started without any cost at all!  And it has become an outlet for people to share their struggles and has moved me to do all I can to help them.  

Part of problems people experience is due to lack of proper communication (on both parts - agent/trainee), unrealistic ideas of a 1099 position, not reading all information provided and emailed on cancellatiions, and unwillingness to work. The biggest obstacle I face is making sure people know, this is legitimate because their lack of knowledge of working as an online advertiser and their personal fear of getting duped outweighs the time they take to look at all information given and weighing it out.

I didn't look to see your name posted on this site, but I will say that even though you changed your information, it will still be worth your while to contact the site you signed up on (one of the three listed above), contact their support page and either request taking your name out of their system, and contacting any company you may have signed up for their trial offers. The site nor DMT has your information nor do we ever care to collect that (for example, if you go, on your oown to Netflix and sign up for their trial offers, THEY later expect you to subscribe and collect monthly fees for that, which is where "charges" appear.

Any rate, there are many scammers, cheaters, and even negative people out there and I don't like to contribute to that or continue that cycle,but I hope this clarifies what we do! With all the info provided, I'm positive to say that no other company, if it were a scam, would take the time assure you that we are improving our training, from a corporate level, so to not continue the negative reports.

Good luck in your search.


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#8 UPDATE Employee

Some People Give up or either want something for nothing

AUTHOR: Seriouse - ()

People just don't want to work toward anything anymore. Anything worth having takes hard work determination and effort. When people post things about people or businesses they send a negative impact which reflects the opportunity for others. Just because it doesn’t work out for you don’t mean it won’t work out for some else who has potential the original author who wrote this will NEVER be happy with any opportunity they purse. If they think they had a a bad experience with DMT they must have had a BAD experience with their day job outside the internet Obviously the reason they applied themselves to a internet business opportunity because none of their day jobs didn’t work out, and it will Never work out until they change their mind set. Go Get lost then find your way back Somewhere I guarantee you don’t have anymore now than what you did before you came to DMT.

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#9 UPDATE Employee

Also a DMT Partner

AUTHOR: Whit.DMT - ()

I just wanted to let Bella know that Angie Eliott is NOT a "fake name."  I happen to know Angie IN REAL LIFE.


DMT is not a SCAM - the comapnies want to encourage people to try their offers, because that's how they make money.  Like Angie said, yes, we have to try the offers first in order to get paid.  I personally love getting paid for trying offers that I would have probably done anyway, AND got them at a discount!  (I.e. my GoDaddy page!!)  


Angie, and I myself, offer reimbursement because we're PUTTING OUR MONEY WHERE OUR MOUTH IS.  What better way to prove a company is legit than to offer you money from OUR OWN POCKET?!  


As for the Google Voice, no offense, but even if I'm signing people up so that they and I both make money, I don't want my personal cell phone number being called by complete strangers, so of COURSE I'm going to get a free number from Google Voice - that's just smart security in my opinion.


Sorry you thought you were being scammed Bella - you're missing out on an easy way to make some serious cash.

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#10 REBUTTAL Individual responds

How can DMT be a "scam" when we don't ask for any money from you?


Good morning Bella!


I'm not sure what your real name is of course, however, my real name IS Angie Elliott.  You can also find me on facebook.  Integrity is a HUGE deal to me and that's why I am very careful with the businesses or opportunities I get involved with.  I WILL NOT endorse, support, or bring other people into something that is a SCAM.


DMT NEVER requires it's agents to pay ONE SINGLE PENNY EVER to be a part of our team.  The business tools they give us for free are simply amazing and I don't know how they are able to do it.  It is very possible and realistic for a new agent to work with DMT without having to pay out any money EVER.


We are an advertising network.  We work with MANY companies, some of which are posted in the report above.  We help these companies promote their trial offers/services and we are paid from their advertising budgets. There are many offers that are free, some have a small cost.  No agent is EVER required to have to PAY for a trial offer.  We are able to get fully registered with the company by doing FREE offers.


And duh, yes, part of our job is to DO THE OFFERS OURSELVES.  WE are the customers who come to the table to try these products and services.  And in doing so, we are PAID when we help others do the same.  None of this information is withheld from anyone. How many times have you done a trial offer? Wouldn't it have been nice to have done it through a network that will PAY you to share that offer with others?


Also, how could anyone have a problem with me REIMBURSING you for any paid offers you would like to try? Part of the reason I like to reimburse new agents for any cost they may incur on the offers they would like to try is so that they can rest assured THAT WE ARE THE REAL DEAL.  How can something be a scam when I am the one paying YOU???? I know first hand there are many bad deals out there.  I prefer to pay you OUT OF MY OWN POCKET, so that if you choose NOT to be a part of DMT, you haven't lost any money.


Again, duh, anyone who has ever done any kind of trial offer knows that you have to enter a valid credit or debit card! These advertisers are here to MAKE MONEY.  Yes, they are giving a free or reduced price trial of their product/service in the hopes that you will want to keep it beyond the trial period.  They MUST have your payment info on file so that you can pay for that product/service if you decide to keep it.  This is simply the nature of the beast.

Bella states that some people who did the offers were charged monthly or were overbilled for the trial.  As Bella knows, since she went through orientation with me, that I MAKE SURE you know to PAY ATTENTION to what is on the offer sign up page. The only reason anyone would get "overcharged" is because they signed up for more than just the trial offer. Also, the only reason anyone would have monthly charges is because THEY DIDN'T CANCEL THE OFFER! No one is ever required to keep any offers longer than the trial period in order to get paid and work with DMT or our networks.


Also, the networks we work with, Instant Rewards, Free Treasure Chest, and Our Loot 2 Boot DO NOT collect any of the sensitive personal info such as credit card numbers, etc.  When a customer/new agent clicks on an offer, they are directed to that advertiser's website just as if you had gone directly there by typing in the address to your own browser. 

Yes, I use Google Voice for my business calls.  So what? How does that prove me a fake? Google Voice is an awesome business tool that is FREE and allows you to take calls at your convenience.  Why would I post my personal cell phone number on ads so that I have no control over people calling me all during the night? With Google Voice, you can shut off your calls and send them to voicemail so that you can work the hours YOU prefer.  We train our new agents to use this great business tool.


Bella, I'm sorry that you feel so harshly towards me and DMT. I hope you are able to find a job/avenue of income that you enjoy and are comfortable with. :)


If anyone else would like more information about earning $20-$100 per person they bring to the DMT family of advertising networks, feel free to call me at my google voice #... 417-413-4234 or visit angiesgoldenrule. 


There is a reason I use "the golden rule" in my domain name.  The golden rule states "Do unto others as you would have them do unto you."  I will only put that name on something that I would want someone to share with me.  What you do with it, is up to you! :)


Thank you for taking the time to read my rebuttal and allowing me the opportunity to set the record straight.  Have a great day!



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