Dealership Warranties Inc Cannot Cancel Warranty as stated in there CONTRACT Maryland Heights Missouri

Well i did for ne have an expired warranty when I called Dealership Warranties they
told me because of my milage couldnt help me. After a brief hold a manager go on the line and told because I bought the car used he would allow the rep to offer me an extended warranty after all, cool they made an exception. Well I was laid off for a few months and was unable to pay the monthly bill on the interest free financing term I was under. So I called to cancel the policy, after a brief conversation with the rep I spoke to I was transfered to a customer service rep and she was able to keep my policy active by defering my payment a month. Great they totally helped me, got back on my feet was able to pay the next few months no problems. I ended up getting hurt at my job and was permently out on disability there was no way to keep my warranty for the vehicle any longer. When I called to do the refund they wanted to help me spread the payments out further but like I said there was really no way. The only thing I was upset about is that I got deducted from my pro rated refund one of the claims I had taken on the vehicle. I guess that did make since though when I thought about it it just wasn't told to me until then. So I'm not sure why the other gentleman didnt get his money back maybe he had a claim he took out like me and thats why he lost the money, but you definately can get a refund, just depends on claims and time how much.