• Report: #303900

Complaint Review: Debt Relief Usa

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  • Submitted: Sun, January 27, 2008
  • Updated: Wed, February 20, 2008

  • Reported By:North highlands California
Debt Relief Usa
16200 Addison Road Suite 105 Addison, Texas U.S.A.

Debt Relief Usa, I have not had anything resolved at this piont and im upset and stressed to think this is a scam. I strongly believe I am being ripped off and i dont know how to start over. Addison Texas

*UPDATE Employee: Client Services

*Consumer Comment: YOUR ALMOST RIGHT

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In July of 2007, I spoke with a Mike Reilly who promised me my debt would be taken care of in 36 mnths.I Have only been with them for about 7 mnths, I make monthly payments of 142.00 pr mnth directly from my account. I have not had anything resolved at this point and im upset and stressed to think this is a scam. I strongly believe I am being ripped off and i dont know how to start over. I need help or some type of advise please, I need to stop having them deduct the money every mnth and I need advise on how to start again.... If anyone can help me please do so, any advise is welcomed. Thank you

Victoria
North highlands, California
U.S.A.

This report was posted on Ripoff Report on 01/27/2008 08:36 PM and is a permanent record located here: http://www.ripoffreport.com/r/Debt-Relief-Usa/Addison-Texas-75001/Debt-Relief-Usa-I-have-not-had-anything-resolved-at-this-piont-and-im-upset-and-stressed-303900. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 UPDATE Employee

Client Services

AUTHOR: Debt Relief Usa - (U.S.A.)

Victoria,

Please call our client services line and we will be glad to assist you with any questions you might have. We have not spoken to you in some time regarding your account, let us know what we can do to help you.

Debt Relief USA
Client Services
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#2 Consumer Comment

YOUR ALMOST RIGHT

AUTHOR: Billcoll01 - (U.S.A.)

DEBT SETTLEMENT COMPANIES ARE A RIP OFF BUT NOT A SCAM. THEY CHARGE A FEE OF APPROX 10-15% OF YOU TOTAL DEBT LOAD TO SETTLE YOUR DEBTS. THOSE FEES ARE TAKEN ON THE 1ST PAYMENTS. SO THE 7MOS THAT YOU HAVE BEEN PAYING THEM IS GOING INTO THEIR POCKETS. YOU WILL NOT GET THAT BACK AS THAT IS THE "START UP FEES" ONCE THEY LINE THEIR POCKETS WITH THE FEES, THE RUN WHAT AMOUNTS TO A SAVINGS PLAN FOR YOU. BUT GUESS WHAT, THEY COLLECT THE INTEREST! SO, IF YOU PUT IN SAY 1000.00 INTO THE FUND, WE WILL SAY THE RATE OF INTEREST IS 1% THEY MAKE 10.00 OFF YOUR MONEY IN A YEAR. A LOT OF PEOPLE HAVE THOUSANDS IN THE FUND & THEY MOST LIKELY MAKE MORE THAN 1% SO THE NUMBERS ARE A LOT HIGHER THAN 10.00 BUT YOU GET THE POINT. SINCE YOU HAVE ALREADY PAID IN FOR 7MOS & THE FEES ARE LOST, YOU MIGHT AS WELL STICK WITH IT NOW. BUT FOR SOMEONE THAT IS THINKING ABOUT STARTING ONE OF THESE PROGRAMS, JUST OPEN A SPECIAL SAVINGS ACCT & PUT A CERTAIN AMOUNT A MONTH OR WEEK INTO IT & SETTLE YOUR OWN DEBTS. YOU CAN EVEN GO TO ONE OF THESE PLACES & GET THE FIGURES & USE THE AMOUNT THEY SUGGEST. YOU CAN SHAVE OFF 15% OF THE PAYMENTS DUE TO THE FACT THAT YOU NOT PAYING ANY FEES & YOUR COLLECTING THE INTEREST. ONE MORE NOTE, ALWAYS KEEP ALL SETTLEMENT PAPERWORK & LETTERS FOR FOLLOWUP & PROOF OF SETTLEMENTS. AND MOST IMPORTANT, ALWAYS TRY TO NEGOTIATE A CREDIT DELETION FROM THE CREDITOR OR DEBT PURCHASER.
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