ED Magedson – Founder
Delta Card Services, Inc.25231 Grogan's Mill Road Houston, Texas United States of America
When you start your business, as soon as you register it to obtain a license you will be bombarded by hundreds of these Merchant Processing Companies offering you FREE Services and Equipment with the lowest rate that the market can offer. ALL OF THESE REPRESENTATIVES WILL TELL YOU WHAT YOU LIKE TO HEAR, SO THEY CAN EARN YOUR BUSINESS. If you are approached by a representative of your local banks or independent merchant processing Companies offering you to accept credit cards, you may want to think twice about whom you are trying to sign up with.
I was a business owner from California who was approached by Esmaeil Ghasemi, a Marketing Director of Delta Card Services ("DSC"), dba Merchants' Choice Payment Solutions formerly known as Merchants Choice Card Services ("MCPS") and a representative of "Woodforest" National Bank. Stan Paur is the CEO and President of DSC.
I was made all kind of promises and pledges by Ghasemi to earn my business. After I joined and signed the contract all attitudes changed. From day one, cheating, ripping off, lies and manipulation started. Since, I was not doing much business I did not make it much of a big deal. In one instant, I closed my Business Bank Account, and by the time, I was able to open a new one, some of my customers had paid by credit cards and the money was held by MCPS. By the time I opened my new bank account, more than $200 of my money was in possession of Woodforest and MCPS. When the credit cards transaction fees were deducted by Woodforest and MCPS, I only received about $80.00 deposited into my checking account. When I talked to Ghasemi about it, he blamed me for changing my business bank account. This is not all!
Since the economy was bad, I was forced to shut down my business. In doing so, I liquidated the entire inventory in my store to one person who was willing to purchase the inventory for pennies on the dollar. Because I was limited in choices, I ended up selling the entire inventory to one guy who paid the proceeds by several of his credit cards. It was a total of $45,019.98 for which I obtained approval code on every card and Woodforest and MCPS were to deposit the money in my business account within 2 days. This happened on
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This report was posted on Ripoff Report on 02/16/2010 07:48 AM and is a permanent record located here: http://www.ripoffreport.com/r/Delta-Card-Services-Inc/Houston-Texas-77380/Delta-Card-Services-Inc-Merchants-Choice-Payment-Solutions-Be-aware-of-Rip-off-Merchant-570138. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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