People beware that Dermon Investment Group is a scam! My husband was approved for a debt consolidation/personal loan through this company. They sent him a contract and a nice representative contacted him to let him know that he had been approved for an $8,000 loan. Inititally I questioned how he qualified for the loan because I knew that he didn't have perfect credit and I was told by the agent that it was debt consolidation and a personal loan to help him get out of debt and that is how he qualified. Dermon required him to put up a collateral payment of $989 by Western Union and that the $8,000 would be in his account by 6:00 p.m. at the latest and we never saw the funds. We called after 6:00 p.m. and were told it would be in there that Saturday by no later than 1:00 p.m. and needless to say that it wasn't in there on Saturday either. We contacted then numerous times on Saturday and it wasn't until the four time that we called that we were told that the loan was placed on hold after they approved the loan initially and took our money. We asked them to direct deposit the money back to us because that is where they were supposed to deposit the money we were told that it would take two weeks, then two-four weeks, and five days. When we asked to speak to someone higher than customer service we were told that we would have to send and email to the company website and we have sent three emails and have received no response from anyone from this company. They have a customer service department that doesn't answer the phone half of the time and when you leave a message they never call back. I just want to warn anyone who comes across this site to beware, because they plan to take your money that is supposedly for a collateral payment and then tell you the loan is on hold and then try to get an additional $900 from you. Please don't do it or you will be in a bind just like my husband and I are all because we thought that there was an opportunity to get out of debt. It sounded like it was too good to be true and guess what....IT WAS too good to be true.