- Report: #313279
Report - Rebuttal - Arbitrate
Complaint Review: Direct Merchants Credit Card HSBC Bank
Direct Merchants Credit Card HSBC BankP.O Box 98707 Las Vegas, Nevada U.S.A.
Direct Merchants Credit Card HSBC Bank Credit Card Cancelled for Lack of Use Las Vegas Nevada
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Received a letter dated 2/15/08 saying my account had been closed because I hadn't made a purchase in more than 6 months. Last time I used the card was June 2007. Received a "change in terms" notice on 2/28/08. Hello! You closed my account! Don't they communicate amongst themselves?! In 10+ years, a purchase in 6 months has never been an issue. What's up with HSBC Bank? What a dumb company to cancel a good customer. I didn't know you could be cancelled for lack of use. What irony. The "change in terms" notice informed me that if I default in any way, my interest rate could go as high as 33.49%. I probably shouldn't be so miffed. Maybe they did me a favor. Thank you very much Direct Merchants Bank for relieving me of your usury.
This report was posted on Ripoff Report on 02/29/2008 09:31 AM and is a permanent record located here: http://www.ripoffreport.com/r/Direct-Merchants-Credit-Card-HSBC-Bank/Las-Vegas-Nevada-89193/Direct-Merchants-Credit-Card-HSBC-Bank-Credit-Card-Cancelled-for-Lack-of-Use-Las-Vegas-N-313279. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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