• Report: #875287

Complaint Review: Directv

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  • Submitted: Sat, April 28, 2012
  • Updated: Sun, February 24, 2013

  • Reported By: red — Las Vegas Nevada United States of America
Directv
Internet United States of America

Directv They steal money out of bank accounts without permission, Internet *EDitor's Suggestions on how to get your money back into your bank account that someone wrongfully takes it from you!

*Consumer Comment: They stole money out of my account to

*Consumer Comment: In This Situation

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Directv took money out of my checking account without permission.  I have paid online before, but only one-time payments.  Never auto pay.  They doubled the amount owed. They are unwilling to work out payment plans for people who hit hard times.

EDitor's Suggestions on how to get your money back!


HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder RipoffReport.com Author of www.ripoffrevenge.com

Rip-off Report PO Box 310, Tempe, Arizona 85280

This report was posted on Ripoff Report on 04/28/2012 11:02 AM and is a permanent record located here: http://www.ripoffreport.com/r/Directv/internet/Directv-They-steal-money-out-of-bank-accounts-without-permission-Internet-EDitors-Sug-875287. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

They stole money out of my account to

AUTHOR: Breezyfan - ()

I had direct tv for over twenty years and last november I fell on hard times. The cut my service off and about two months went by when on christmas eve day the stole 299.00 out of my bank account without authorization. I went to my bank and they would not do anything. She went in back for several minutes and then came out and told me that they could not do anything and that Direct Tv could take money out of your account anytime they wanted to without permission.

I came home and called DTV and was told that yes that per the contract I signed that they could just take my money. Problem with that is, back in 1992 when i got DTV i never signed any contract nor have I ever. They ruined my families christmas and created even a bigger problem with my Mortage situation. I know i will never deal with them again and next time i go into Best Buy and someone asks me if I have DTV im going to tell them no, and let them tell me i should get it so I can curse them out

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#2 Consumer Comment

In This Situation

AUTHOR: Rini - (United States of America)

I am going through this right now. On Wednesday, DirectTv took over 800.00 out of my bank account. As soon as we saw it, my husband went to the bank to file fraudulent charges on them.

The bank couldn't do anything until the payment cleared in my account. As soon as it cleared on Friday, my husband went back in and signed the affidavit to file the charges.

We now have to wait up to 10 days for a decision. I want to know, is that legal and what are the chances we will actually get our money back? We never authorized this charge. If the bank comes back and tells us they can't reverse the charge, can we go any further with the bank?
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