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  • Report: #794971

Complaint Review: Discover Card

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  • Submitted: Thu, November 03, 2011
  • Updated: Fri, November 04, 2011

  • Reported By: endofcape — South Haven Michigan United States of America
Discover Card
Internet United States of America

Discover Card Discover.com bait and switch, misrepresentation of offer,trickery, usery of the public Internet

*Consumer Comment: usery?

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BALANCE TRANSFER: Balance transfers are offered at our discretion. This line has been added to the pop up of important information regarding balance transfers on the online application. There is no mention to the discretion of Discover regarding the rules in the main application. But IF you print or copy these important rules, the line above "appears" in the information.
(THIS IS CLEARLY A CASE OF BAIT AND SWITCH! DISCOVERCARD IS MISREPRESENTING THE BALANCE TRANSFER PROGRAM TO PERSONS WHO APPLY ONLINE BY THROWING IN THE ABOVE "DISCRETIONARY" RULE AFTER THE FACT. THEY ARE HIDING THIS PURPOSELY ONLINE TO ATTRACT CUSTOMERS AND MARKETSHARE, BUT DOING SO ILLEGALLY. THERE IS NO REASON FOR THIS LINE TO BE OMITTED FROM THE APPLICATION UNLESS THE GOAL IS TO TRICK THE APPLICANT INTO APPLYING, THEN "CHANGING" THE OFFER AFTERWARDS DUE TO THIS ADDITON OF DISCRETION WHICH IS NOT REFERRED TO WHEN THE UNSUSPECTING APPLY FOR THE CARD. THEY SHOULD BE FINED! THIS IS TRICKERY AND USERY OF THE PUBLIC...) They accepted my application, but of course totally changed the offer I applied for.

This report was posted on Ripoff Report on 11/03/2011 08:47 PM and is a permanent record located here: http://www.ripoffreport.com/r/Discover-Card/internet/Discover-Card-Discovercom-bait-and-switch-misrepresentation-of-offertrickery-usery-of-794971. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

usery?

AUTHOR: coast - (USA)

"usery" is not a word.

Usury is a term that is defined as charging an exorbitant interest rate. There is nothing in your report that addresses that accusation.
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