- Report: #790895
Report - Rebuttal - Arbitrate
Complaint Review: Diversified Collection Services
Diversified Collection Services333 N Canyons Pkwy Ste 100 livermoore, California United States of America
Diversified Collection Services michael taylor, collection representative they repeatedly harassed me with calls at 6am and at night to collect on a student loan that was sent to collections. I spoke to a representative named Michael Taylor, 866-486-0885 extension 6328, an livermoore, California
*Consumer Comment: Judicial?
*Consumer Comment: Bad information from "judicial"
*Consumer Comment: Close your bank account!
*Consumer Comment: That explains it!
*Consumer Suggestion: Collector Calls
*Consumer Comment: once
*Consumer Suggestion: 9/28, they hadn't debited your account yet,
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I finally agreed to allow them to authorize an 'electronic debit' of my checking account in the amount of $300 on 9/28/2011. I could've just ignored them and paid my lender directly, but they insisted I pay them and that it was the fastest way to get the account up to date.
Fast forward 3 weeks later (10/20/11) and I notice that my bank account is overdrawn by $300 by DCS.
I called them about this, and spoke to the rep I originally talked to, Michael Taylor (866-486-0885 extension 6328). He cited a "lack of manpower" as to why they waited over 3 weeks to process my payment.
They refused to refund the payment, and now i'm overdrawn, unable to pay my other bills, and have overdraft fees courtesy of their "lack of manpower".
I authorized them to debit my account on a very specific date, when I had the money in my account. The failed to honor this contract, instead debiting my account 3 weeks later!!!!
Who does That? Especially after harassing you by phone for over a month and demanding payment ASAP.
I knew I should've just ignored them and paid my lender directly.
This report was posted on Ripoff Report on 10/20/2011 01:49 PM and is a permanent record located here: http://www.ripoffreport.com/r/Diversified-Collection-Services/livermoore-California-94551/Diversified-Collection-Services-michael-taylor-collection-representative-they-repeatedly-790895. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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