- Report: #1037792
Report - Rebuttal - Arbitrate
Complaint Review: EFund Insurance
EFund Insurance29777 Telegraph Rd. Suite 2355 Southfield, Michigan United States of America
EFund Insurance NO career opportunity!!! Licensed Insurance Professionals STAY AWAY Southfield, Michigan
*UPDATE EX-employee responds: Wasn't that tough....
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First of all they lie to you about the hours, the hours are horrible; 9-7 Monday-Thurs, 9-2 on Friday, and you are HEAVILY ENCOURAGED to work Saturdays. Friday they often guilt you in to working longer. They pay a base of 24k a year and say you can make commissions but you CANNOT!! The way they structure it is designed to put money in their pockets and leave you busting your you know what for next to nothing. In the time I was there they changed the commission plan 3 times and those that speak up are ridiculed as being negative.
You have a sales meeting almost everyday where they do a big pump up session, David Hannah is hilarious, he acts like a preacher but one that is stealing from the basket. The days are brutal you are on the phone with people that get transferred to you under a total false pretense, they are told they qualify for state regulated benefits but you are there to sell them final expense whole life insurance. You will be forced to talk to people out of state when you are not licensed to sell there putting your insurance license at risk, if you sell a policy out of state where you are not licensed then the 'manager' gets on the phone to do the voice recording to make it seem legit.
The people you are selling to are low-income seniors and you are told to sell to them no matter what!! If they won't buy you are trained to berate them and tell them how they don't care about their families. They will lie and make things up, even saying they have a 'white noise' system that protects people from giving out their credit card information and social security number. When they try to cancel their policies you are told to talk them out of it by guilting them that they don't care about their kids.
David and Vince's whole plan is to get people to come in and sell for awhile until they realize it is all a scam and then quit and they just do it over and over again ... you are just a number and they could care less about you.
INSURANCE REGULATORS PLEASE INVESTIGATE THEM!!! The vast majority of their sales reps sell out of state and I believe this may be a violation. Insurance professionals STAY AWAY!
This report was posted on Ripoff Report on 03/25/2013 11:03 AM and is a permanent record located here: http://www.ripoffreport.com/r/EFund-Insurance/Southfield-Michigan-48034/EFund-Insurance-NO-career-opportunity-Licensed-Insurance-Professionals-STAY-AWAY-Sout-1037792. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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