• Report: #272162

Complaint Review: EMC MORTAGE

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  • Submitted: Tue, September 04, 2007
  • Updated: Tue, September 04, 2007

  • Reported By:concord California
EMC MORTAGE
909 HIDDEN RIDGE CRIVE, SUITE 200 IRVINE, Texas U.S.A.

EMC MORTGAGE DID NOT HONOR AGREEMENT ripoff IRVINE Texas

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My mortgage was sold to emc, from First Choice Funding. first i was contacted by first choice, to refinance & lower my payments $500 @5.00%-6.00% for 5 yrs. (two pymts @ 2.50% ea.) interest & principal

I thought this was a good deal. since i had planned to sell in 5 yrs. first choice agreed this is the best way to go. i called first choice at signing about terms
not being correct. i was told (you still get 6.00% for 5 yrs. 2 pymts 2.50%ea.)

my first pymt. came from emc @11.125% on interest. and 8.25% on principal (arm) i called emc. they told me they could do nothing they just collect payments. ive been paying this rate for almost one year.

Wayne
concord, California
U.S.A.

This report was posted on Ripoff Report on 09/04/2007 12:36 AM and is a permanent record located here: http://www.ripoffreport.com/r/EMC-MORTAGE/IRVINE-Texas-75038/EMC-MORTGAGE-DID-NOT-HONOR-AGREEMENT-ripoff-IRVINE-Texas-272162. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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