- Report: #456398
Report - Rebuttal - Arbitrate
Complaint Review: EMC Mortgage
EMC Mortgagewww.emcmortgage.com Irving, Texas U.S.A.
EMC Mortgage EMC mortgage rips you off even when you pay on time. Irving Texas
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I spoke with a nice young lady in customer service who sounded somewhat bewildered when I announced my name, account number, amount of payments made and assured her that I had proof of those payments in front of me. She acknowledged that those payments were received. I asked, in a somewhat unfriendly tone, "Then why do I have a notice of intent to foreclose in front of me?"
She sounded genuinely surprised and said that I should not have received that. Eventually she explained that it must have occurred when the acquired accounts that were based on a 28 day payment schedule were entered into the computer. This was SIX MONTHS after the accounts were acquired from Superior.
Much correspondence was sent and received over the next year. I was thoroughly disgusted that they would not even agree to cut my rate by one percent although they had caused so much anguish to me and to my mother, who was 83 at the time. Eventually I remortgaged and thought that was the end of it, but no.
I recently checked my credit record, having sensed something adverse must be in my report and knowing it could not be correct. Sure enough, the filthy rats at EMC/Bear Sterns have resurrected their fraudulant statement that I did not pay my mortgage for six months. Now exactly how I'm still in the house at the same address, I am at a loss to explain if I didn't pay the mortgage for six months.
This report was posted on Ripoff Report on 05/28/2009 11:56 PM and is a permanent record located here: http://www.ripoffreport.com/r/EMC-Mortgage/Irving-Texas/EMC-Mortgage-EMC-mortgage-rips-you-off-even-when-you-pay-on-time-Irving-Texas-456398. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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