• Report: #339561

Complaint Review: EPN, INC

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Thu, June 12, 2008
  • Updated: Thu, June 12, 2008

  • Reported By:Murray Utah
EPN, INC
746 East 1910 South , St#5 Provo, Utah U.S.A.
  • Phone: 801-437-4995
  • Web:
  • Category: Lawyers

EPN, INC Scam!!! What constitutes REASONABLE attorneys fees on collections? No negotiating a $420.00 collection fee for a $10.65 check? Provo Utah

*Consumer Comment: RE:

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

Help.... Somebody help me!!! The check was written on 2/22/07, I have moved, lost contact, whatever, how much do I have to pay for my offense? The check was in the amount of $10.65 to MiniMart, I admit, I moved and my life was in shambles and I forgot to take care of my debt. I have been accused of fraud and told my life will be "ruined" if I do not pay $420.00 in restitution to this collection agency.... They will not "negociate" a settlement amount, they just want to take it to a judgment for the whole $420.00. What is a reasonable solution here, because I don't believe this is. What did the last complaint on this SAME issue result in?

Chad s
Murray, Utah
U.S.A.

This report was posted on Ripoff Report on 06/12/2008 08:37 AM and is a permanent record located here: http://www.ripoffreport.com/r/EPN-INC/Provo-Utah-84606/EPN-INC-Scam-What-constitutes-REASONABLE-attorneys-fees-on-collections-No-negotiating-339561. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on EPN, INC

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
REBUTTALS & REPLIES:
0Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

RE:

AUTHOR: John - (U.S.A.)

Anytime you are contacted by a collection agency, you should exercise your rights under the Fair Debt Collection Practices Act to request written validation of the debt.

Your first step should ALWAYS be to request this written validation. Send them a letter via certified mail with return receipt stating:

Per the Fair Debt Collection Practices Act, I am requesting written validation of this debt.

DO NOT sign your name on this document..They might pull off the signature and put it on forged documents.

Step # 2: Read up on the Fair Debt Collection Practices Act and understand your rights.

If you decide to pay, DO NOT give them one penny until you get a written agreement from them about the exact amount to be paid. This agreement should state that the account will be paid in full upon receipt of this agreed-to amount.

NEVER, NEVER, EVER give a debt collector your bank account numbers for them to do auto debits...they will raid your checking account if you do this. Pay only by USPS money orders.

Debt collectors cannot take your firstborn child...They cannot send the sheriff to your residence to have your arrested...they cannot send the SWAT team to your house....They cannot garnish your wages at the drop of a hat. If they are serious about taking you to court, they will have to go through a lengthy process of serving you court papers and arranging a court date.
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory