I am a 43 year old male who has in the past,payed off 2 cars and a 40000 dollar mortgage I co signed for my parents.My life time credit card debt is less than 5000 dollars.Less than 4000 if it were not for rediculas intrest demands.It's been over 8 years since I held a credit card.Out of those 8 years I found one comp that would hire me.
Life has been hard,I don't mind,I am still here and deserve to be proud because I never stole from another to make it.For several reasons,I thought I was to recieve money due to me.With that in mind I went to BofA and applied for home loan.The same home and the same bank I payed off 14 years earlier.I had a score of 496,ayear and a half ago that was 4 shy of decent credit.Iknew BofA would deny me,they are the bulk of my 8 years debt.
A few days later I recieved a letter from BofA telling me my score was now 0.Who do these agencies work for,who ever pays there bills.So I went to broker and got a 10.50%.Just over a year ago I went from riding a bus to having a decent but cheap ride,3 actually.Using my banks debt/check card,I spent alot of money on my home.I don't understand h*e I had a 0 score back then,but to find out I don't even merit a 1 is criminal.
I went online to dispute but I was computer illiterate,my fault,every click led me away from obtaining dispute.I am no longer illiterate but I am no closer to submitting my dispute.There is more to my story.Hell my story starts the day I was born,and when ever I think a chapter from childhood is closed I have to re-edit entire story.A Lawyers refferal would be appriciated.My home closes soon,I hope,and I could pay up front a little.Hell,I need several issues that require attorny expertise.While I am asking for help,well writing,a literary agent would be a miracle.There is money to be had,if I had good help.
n hollywood, California