• Report: #656000

Complaint Review: Ebay PayPal

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  • Submitted: Wed, October 27, 2010
  • Updated: Fri, October 29, 2010

  • Reported By: Steve — Mesa Arizona USA
Ebay PayPal
Internet United States of America

Ebay PayPal Ebay blocks users who don't want to use PayPal Internet

*Consumer Comment: What "paypal sucks" FAILS to mention..

*Consumer Comment: The power of the consumer...

*Consumer Comment: Not true..

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Ebay is making a large portion of their profit through PayPal,  a  bank that has its own rules and  has very questionable methods.

Step by Step Ebay  took  their users option of  choosing payment methods away,  naturally  only  to  "their own protection".   Come on,  if  I  don't  want to use PayPal to make a payment  and prefer to send the guy a money order -  what is  wrong about it ?  They have to protect me from the risk of losing my  money ?  Actually  I never lost my money  when this was possible and I have a  rating of  almost 300  transactions.

Now  I can't  place a bid anymore because they  are blocking  users  who  refuse to use PayPal.  this reminds me of  Obama's  healthcare  program:  someone else decides  what is good for you....    Why don't  they  admit  "This  is about our  profit,  we don't  want you to  use alternative payment methods because it means less money  for us..."

This report was posted on Ripoff Report on 10/27/2010 09:19 PM and is a permanent record located here: http://www.ripoffreport.com/r/Ebay-PayPal/internet/Ebay-PayPal-Ebay-blocks-users-who-dont-want-to-use-PayPal-Internet-656000. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

What "paypal sucks" FAILS to mention..

AUTHOR: Ronny g - (USA)

is that you can use a credit card to pay with your paypal account, and you will have the added protection of any chargebacks your credit card bank allows, and not have to give some random unknown sellers your personal information.

I have been to this 'paypal sucks" website...and all I can determine, is that is is run by someone who was not happy that paypal caught onto their scamming., and cut them off.

Go ahead..go to the site....

PayPalSucks.com  <---HERE is the link..click it.


It is a FUCKING JOKE> read the blogs first...if you can get through two or three of them without tossing a ling..let me know...it is a bunch of idiots.

Then you can read about the antitrust lawsuit filed in 2005 from 2007 over 10 bucks or so..and if that does not bore you to tears...


Then have fun with the "waiving consumer rights" bullshit..I don;t think ANYTHING on that page is from after 2004 or 2005. Old hat..bored..insignificant and not how things work today with PayPal.

Then next...click on the "PayPal wars",,which leads to this (here is the screen shot..you be the judge...

Free Credit Card Processing Software (A $495 Value)


PayPal Alternative

Limited Time Internet Special Offer!
Offer Expires

October 29, 2010  

1.99% + $0.25 Cents
NO MONTHLY MINIMUMS!
CANCEL ANYTIME WITH NO PENALTY!












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#2 Consumer Comment

The power of the consumer...

AUTHOR: Edgeman - (U.S.A.)

First of all, eBay does not require every seller to use Paypal. Some of my favorite eBay sellers use their own merchant accounts as an alternative to Paypal. In fact, for items that cost a significant amount of money I prefer not to use Paypal so I seek out sellers who can accept credit cards on their own. I have even negotiated with sellers for smaller items about sending money orders or even picking up the item myself if we're fairly close to each other.

It is also worth noting that Paypal is not a bank and is not under the same regulations that banks must follow. Just go to your preferred search engine and type "Paypal sucks" for more information.

With all of that out of the way, I don't see how you are being ripped off. If eBay did want to require every transaction to go through Paypal, they are entitled to do so as a private company. As a consumer you are free to accept or decline to do business through eBay. If you don't like Paypal, there are plenty of other online sellers and auction sites out there that do not use this service.
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#3 Consumer Comment

Not true..

AUTHOR: Ronny g - (USA)

1) PayPal is not a bank. (unless you are using buyer credit or a PayPal credit card, in which case they are subject to the same EXACT regulations as any bank is)

2) Ebay owns PayPal..they have for years and years.

3) PayPal rules are not questionable, the problems that arise are ONLY by people who do not read the rules, understand the rules, like the rules... or they wish to operate outside the rules (potential scammers).

4) If you send a money order you are taking a HUGE risk. What if you don't receive the item? Why would eBay want to risk giving you any buyer protection if you refuse to pay using their required methods? There are so many scams conducted using money orders that it is not suggested for anyone to purchase online that way. However read the rules below, there are items that can be purchased using money orders.

5) There are other forms of payment allowed, not just PayPal. PayPal is preferred because it offers the best protection for online transactions. Yes, there is a fee for using PayPal but it offers a service and services often cost something.

6) Using eBay is a privilege, not a Right. You are not forced to use eBay. If you don't like their rules don't use them. You have the right to complain, but your complaint should be that you don't like their rules, not that they are scamming money.
eBAY is clear that if you violate the rules your buying and selling PRIVILEGES could be restricted.

Here are the rules and policies for BUYERS..


How you pay for an item depends partly on what payment methods your seller accepts. Read the item description before you bid to find out what payment options you have. Most sellers accept PayPal because it transfers funds immediately and they can ship your item right away instead of waiting for funds to clear.

The fastest way to pay on eBay is by clicking the Pay Now button, which allows you to use PayPal, ProPay, Moneybookers, or Paymate. Learn more about how to pay on eBay.

When you're choosing a payment method, look for options that are convenient for you, secure, and traceable, just in case there's a problem. Use this table to compare payment methods.


This payment method...



Offers these advantages

PayPal



PayPal is the preferred payment method for most eBay buyers and sellers. PayPal lets you send payments quickly and securely online using a credit card or bank account.



Learn more about paying for items with PayPal.

v Payment is traceable. You can track the status of your payment using My eBay or your PayPal account.



v Payment is convenient and immediate. You pay right from the listing page and your payment is deposited directly into the seller's account.



v You don't have to use a credit card. You can transfer money directly from your bank account.



v If you use a credit card, sellers don't see your card number. It's safely encrypted through PayPal's server to help minimize any risk of unauthorized use.



v On eligible transactions you're covered by PayPal Buyer Protection

for up to the full purchase price of your item, plus original shipping charges.

Bill Me Later



Bill Me Later, a PayPal company, is a fast, convenient, and secure payment method that lets you buy now and pay later.



*Bill Me Later is subject to credit approval as determined by the lender, WebBank, Salt Lake City, Utah and is available to US residents who are of legal age in their state of residence



v Trust and security. Bill Me Later is a PayPal service and a part of eBay Inc.



v You can choose a payback option: pay now or pay later (interest may apply if paid over time).



v All of your purchases appear on a single monthly statement.



v It's safe. You're covered with "Zero Fraud Liability" protection, which means youre not responsible for unauthorized charges.



v Your payment is secure. When you pay with Bill Me Later, your payment is processed without the seller ever seeing your payment information. The seller receives email notification of your payment.



v Payment is traceable. You can track the status of your payment on your Bill Me Later account details page on paypal.com or on billmelater.com once you register your account.



v Look for Bill Me Later in the listing, and choose Bill Me Later as your payment method when you check out.

Credit card or debit card to a seller with an Internet merchant account



 

v Payment is convenient and immediate. You pay directly from the listing page or email notification.



v Payment is traceable. You can track the status of your payment using My eBay or your credit card account.



v You may have some liability coverage. Your credit card company may provide a certain level of purchase protection. Contact your credit card company to learn more.

Moneybookers



Moneybookers lets you send payments quickly and securely online using a credit card or bank account.



Learn more about paying with Moneybookers.

v Payment is traceable. You can track the status of your payment using My eBay or your credit card account.



v Payment is convenient and immediate. You pay directly from the listing page and the seller receives notification of your credit card payment.



v You may have some liability coverage. Your credit card company may provide a certain level of purchase protection. Contact your credit card company to learn more. (Moneybookers doesn't offer its own buyer protection program.)



v When you buy on eBay, Moneybookers doesn't require you to register with them to make payments.

Paymate



Paymate lets you send payments quickly and securely online using a credit card or bank account.



Learn more about paying with Paymate.

v Payment is traceable. You can track the status of your payment using My eBay or your credit card account.



v Payment is convenient and immediate. You pay directly from the listing page and the seller receives notification of your credit card payment.



v You may have some liability coverage. Your credit card company may provide a certain level of purchase protection. Contact your credit card company to learn more. (Paymate doesn't offer its own buyer protection program.)



v You don't need to register with Paymate to make payments.

ProPay



ProPay lets sellers accept credit cards without an Internet merchant account.



Learn more about paying with ProPay.



v Payment is traceable. You can track the status of your payment using My eBay or your credit card account.



v Payment is convenient and immediate. You pay directly from the listing page and the seller receives notification of your credit card payment.



v You may have some liability coverage. Your credit card company may provide a certain level of purchase protection. Contact your credit card company to learn more. (ProPay doesn't offer its own buyer protection program.)



v You don't need to register with ProPay to make payments.



Pay upon pickup



Along with other allowed payment methods, sellers can also offer this option.

v You have an opportunity to inspect items in person at the time of payment.



v You can coordinate pickup location and time with the seller at a time and place that's convenient for you both. (Be sure to document your payment and proof of delivery.)



v You don't have to pay shipping costs, although some sellers have a surcharge for in-person pickup.



v You can choose any payment method specified in the listing by the seller, including checks, money orders, cash, PayPal, or credit card. Buyer protection varies by payment method.

Escrow



This is recommended for high-priced items. Learn more about using escrow.

v Payment is held by the escrow service until you receive and approve the item.



Note: There have been reports of fraudulent sellers using nonexistent escrow companies. If you use an escrow service other than eBay's recommended escrow partner, do your homework and make sure you verify the reputation and reliability of the company.

Other payment methods



Checks, money orders, and bank wire transfers aren't allowed for most eBay purchases.



But sellers can offer these payment methods for certain items in some categories, including Motors, Capital and Business Equipment, Real Estate, and Adult Only.



For more on exceptions, see the accepted payments policy.

v Checks and money orders are traceable to a particular mailing address and provide proof of payment. (While fraud is rare, money is very difficult to recover when it occurs.)



v If you run into a problem before the check is cashed, most banks offer a stop-payment service. Some money order services may also offer this service. 



v For bank transfers, payment is deposited immediately into the seller's account.



Note: Remember that if you pay by check, your seller will wait for the funds to clear before shipping your item.



Important: Sellers can't require you to pay using payment methods that aren't allowed on eBay. If your seller wants to change payment methods after the listing has ended, you can insist on paying with one of the methods specified in the seller's original listing. For more about safe payment methods, see the accepted payments policy.




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