Edp Reporting,Debbie Fecik,Howard Camhi,Lucious Malveaux take the money and run!!!! woody allen not in this one!!! Sherman Oaks California

here is my story chronological style I went to get a payday loan on line in June 2007 and next thing I know a box opens up with all my info already filled in asking about a prepaid homeland card which I don't need because I have wells Fargo and a account now card which is free beside the little activation fee of 20.00 dollars,anyway I said no and that was the end of it,so I thought then in July I notice a charge for 159.95 on my wells Fargo account and was upset and when I try to take it to the edp they told me about police report,which is bs because their the thieves anyway I went to the BBB and they told me to report them to Ftc and the local police because ms.Debbie Fecik told me to just fax my bank statement and she will send me my money back once she received it and I still never got my money then so man name luscious Malveaux told me to send a letter to Howard Camhi who is actually the scum bucket lawyer and I called him and he never called me back after I was told he received my letter,there has to be way to stop the madness ,the USA always talking about African scams but what do they do for the companies on American soil thats doing the same thing something has to be done,a class suit for refunds and punitive damages,who is with me please hit me back asap!!!!! here is some of the emails:::::

WHERE IS MY MONEY AT!!!!!!I WILL NOT KEEP BEING IGNORED BY YOU PEOPLE I WANT A SOME ANSWERS AND RELIEF!!!!!SO PLEASE TELL WHERE MY MONEY IS AND SEND ME MY REFUND THAT DEBBIE RECIK TOLD THE BBB I WILL RECEIVE BACK AFTER MY FAX WAS RECEIVED AND YET STILL MONTHS LATER I STILL HAVE NOT RECEIVED MY MONEY!!!I AM TAKING THIS TO THE PRESS AND THE PUBLIC AND ONLINE SO NO ONE WILL DO BUSINESS WITH YOU GUYS EVER AGAIN!!!! ALL I WANT IS MY REFUND CALL ME 260-744-0964 REMEMBER WORD OF MOUTH IS THE POWERFUL ADVERTISING THERE IS!!!!

JERMAINE

where is my money I sent my letter to the reciever and even called him and still no responds,so I am going back to the FTC and let them press charges against you guys because I am tired of the run around.

I did everything I was told and still nothing!! where is my money!!! according to ftc what you are doing is illegal and I will be contacting the Da out there in cali!!!!and my lawyer.

Good afternoon,
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> > We recently attempted to contact you by phone with no success, if you need assistance below is my contact info
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> > At this time, all requests for a refund are being handled through a RECIEVER. At time we cant say if or when your claim will be paid and if so in what amount .We want to leave you with the address so you can mail in your written claim. Please send your claim in writing:
> >
> > Attn.Howard Camhi
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> > 15165 Ventura Blvd.Suite 200
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> > Sherman Oaks, CA 91403
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> >
> >
> > Thank you,




I AM TIRED OF THESE GAMES YOU GUYS PLAY!!! I SENT THE FAX DEBBIE FECIK WANTED ME TO SEND AND IT WAS NOT A CASE OF FRAUD IT WAS A CASE OF ME NOT WANTING THE CARD AND SAYING NO AND STILL ENDED UP WITH THIS PROBLEM.YOU GUYS HAVE YOUR PRODUCT HOOKED UP TO PAYDAY LOANS SITES WHICH TAKES INFO FROM CUSTOMERS AND AUTO FILL AND THEN ASK THEM WOULD THEY LIKE YOUR PRODUCT AND IF THEY DO CLICK YES BUT THE FUNNY THING IS THAT EVEN IF YOU SAY NO YOU STILL GET TAKEN I BEEN DEALING WITH THIS NONSENSE FOR ALMOST4 MONTHS AND THE BBB SAID YOU GUYS ARE THE WORSE AND A SCAM,SO THEY TOLD ME TO GO THE FEDERAL TRADE COMISSION TO GET MY MONEY BACK,AND I HAVE A LAWYER.YOU SEE ALL I WANT IS MY MONEY BACK 159.00 SO PLEASE SEND ME MY MONEY THANK YOU,
S IS WHAT DEBBIE FECIK SAIDED AND I DID WHAT SHE ASKED OF ME!!!!!!!!!!!!!!!!! I WANT MY MONEY AND I DID IT WITH IN 60 DAYS!!!!
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> > Regarding the above complaint, we strongly disagree that this was an unauthorized transaction. Consumers are required to fill in ABA/Routing numbers, checking account numbers, social security numbers and names. Once the application has been submitted, we draft $159.95 from the consumers bank accounts. At that point, we run all applications through an Identity check, per the Patriot Act.
> >
> > Our Websites are very clear that $159.95 will be deducted from the consumer bank account. This statement is not buried in a page long Terms and Conditions. Our Websites states, in very simple terms, that this is NOT a Credit Card but a Debit Card. Customers can load their own funds onto the debit cards and use them wherever Visa Mastercard is accepted. All the language and set up on our websites have been approved by Visa and Mastercard, which have very stringent security parameters.
> >
> > We apologize for the difficulty Jermaine
had in trying to reach our customer service dept and as EDebitPay is very concerned with the appearance of impropriety, we will be happy to issue a courtesy refund providing we receive a copy of customers bank statement within 60 days from the date complaint was filed that show charges taken from their bank account faxed to our office.
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> > Our fax number is 818-487-0675 Attention: Debbie
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> > If you have any questions, please dont hesitate to call me.
> >
> > Debbie Fecik
> > Fraud and Compliance Dept
> > 818-487-0672 ext 141

> Good afternoon,
> >
> > We have already extended our offer to assist, as we understand the seriousness of this matter. If this in fact is fraud and you did not submit this online order, then a crime has been committed against you and the issuing company we support. We have a fraud procedure in place so we may turn over proof of authorization to help capture the criminal. The Officer will appreciate the traceable details captured when the order was submitted online IP address of computer that will track the computer and location, the date and time it was submitted to the exact second. If the officer investigation of the proof we have on hand is determined to be indeed fraudulent then we will confirm that the money was received for payment of the product and we will refund the product charge in check form to the police station for your safety. Please allow us to help you and the officer by faxing back the fraud form and copy or print out of your bank statement to us so the officer can get the proof of auth and start the investigation process.
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> >
> >
> > Thank you,
> >
> > [http://gfx1.hotmail.com/mail/w2/pr02/ltr/i_safe.gif]
> >
> >
> > Lucious Malveaux
> >
> > Customer Service Department
> >
> > EDP Reporting, LLC
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> > Phone: 800-430-0672 ext. 133







> THIS CARD ORDER WAS A MISTAKE,AND I NEED MY MONEY BACK,I LIKE I SAID I DON'T NEED A PREPAID CARD AND FOR YOU GUYS TO BULLIED ME IS NOT COOL!!!!ALL I DID WAS GET A ONLINE PAYDAY LOAN,THEN YOUR SITE WAS CONNECTED TO IT AND I SAID NO BUT YET HERE WE ARE,I JUST GOT A US FAST CASH LOAN AND THEN YOU GUYS POPPED UP AND ASKED ME WAS I INTERESTED I SAID NO,SECOND OF ALL ALL THE INFO WAS FILLED IN FROM MY LOAN AND WENT RIGHT INTO YOUR SITE MEANING ALL MY INFO WAS TRANSFERRED OVER WHICH I THINK IS NOT COOL,SO PLEASE DO SOMETHING BECAUSE I KNOW FOR A FACT I AM NOT THE ONLY ONE THIS HAPPEN TOO!!!
> >





> > Good afternoon,
> >
> > We understand this may not be a pleasant time for you. We have found your online order which is proof of authorization for the purchase of the prepaid debit card with the IP address of the computer it was submitted from, dated and time stamped. The IP address can be traced to the specific computer and location it was submitted from. The only way for you to have a charge is that someone completed, authorized and submitted the online order for the product we support. We take fraud very seriously and if someone is using your name and/or personal information to make online purchases for products we support, we will cooperate completely with all law enforcement agencies in the pursuit of fraud. If you believe your account was fraudulently charged for the purchase price of one of the products we support, we will make every effort to aid in a resolution. We will mail you a fraud form which you can take with you when you open up a fraud case for investigation with your local police. Please fax the form back at 818-487-0634 or mail the form with the officers contact information and a copy or print out of the bank statement showing the clear charge. We will turn over the order as proof of the authorization for their full investigation. If the police determine it to be fraud we will refund the full amount in form of a check to the police station after we confirm money was received. We cant advise you on what to do but if this in fact is fraud, we will cooperate to help pursue and apprehend the criminals. We want to assist and are here for any questions the officer may have.
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> >
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> > Thank you,
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> > [http://gfx1.hotmail.com/mail/w2/pr02/ltr/i_safe.gif]
> >
> >
> > Lucious Malveaux
> >
> > Customer Service Department
> >
> > EDP Reporting, LLC
> >
> > Phone: 800-430-0672 ext. 133
> >
> > Fax: 818-487-0634


> > Comments: I DID NOT WANT A HOMELAND PREPAID CARD AND I WAS CHARGE FOR IT 159.95 ON MY WELLS FARGO ACCOUNT AND WANT MY MONEY BACK,IT WAS PAID FOR ON JULY 5 2007,AND I DID NOT WANT THIS CARD AT ALL.
> >
Good afternoon,
> >
> > We have found your online order which is proof of authorization for the purchase of the prepaid debit card. After reviewing proof of authorization for your order of the prepaid debit card, according to the date 6/21/2007 you submitted your online order and per the Terms & Conditions you agreed to you are not eligible for any refund. As stated on the order, cancellation requests made more than three (3) business days from the date you submit your online order will not receive any refund. Once the order has been submitted it is an automated process which can not be stopped. At the time of submitting the online order, the computer IP address, time and date was captured for security. You may request the prepaid debit card to not be mailed to you or keep the prepaid debit card order as is. Please let us know, if you want to stop debit card from being mailed or leave order as is in either case no qualifying refund applies.
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> >
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> >
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> > Thank you,
> >
> > [http://gfx1.hotmail.com/mail/w2/pr02/ltr/i_safe.gif]
> >
> >
> > Lucious Malveaux
> >
> > Customer Service Department
> >
> > EDP Reporting, LLC
> >
> > Phone: 800-430-0672 ext. 133
> >
> > Fax: 818-487-0634
> >
> > "We strive to provide you friendly and efficient support"
> >
> > www.edpreporting.com

Tymaine
fort wayne, Indiana
U.S.A.