- Report: #247836
Report - Rebuttal - Arbitrate
Complaint Review: Edpreporting - Acclaim Mastercard
Edpreporting - Acclaim Mastercard5301 Laurel Canyon Blvd Suite 132 Internet U.S.A.
Edpreporting - Acclaim Mastercard Tried to electronic debit money out of my savings account, never heard of them ripoff Internet
*Author of original report: Edpreporting-Acclaim Mastercard now apologizes
*UPDATE Employee: We do apologize for the confusion in not understanding what you was signing
I called the number listed if you had questions. I called and spoke with a gentleman who answered all of my questions. I decided this was not for me, and told him I did not want the loan after all. I told him I did not complete the application,did not check the box to authorize my electronic signature, and he assured me without submitting the completed application with the box checked for the electronic signature, they could not complete the transaction. He could not even find my half done application on their website.
I got a letter from my bank, stating that on May 02,2007, that an electronic payment in the amount of 159.95 was returned because of insufficient funds in my account, and the bank charged me a fee of twenty dollars.
I called the bank immediately thinking, oh no, this payday loan company tried to deposit the loan amount into my account even without me completing the application and giving them my electronic signature for them to complete the transaction. The bank rep informed me that the charge was from a company called EDP which I had never even heard of. How did they get my bank account information, when I never even heard of them? I only thank goodness that I did not have the sufficient funds in my account, or I would be out more money than the twenty dollar fee the bank charged me for insufficient funds.
I'm sure once I explain this to the bank, they will credit the money back to me. In the meantime, how can obviously scam companies get your account information, and then take money out of your account without your signature? Someone has to stop them now.
This report was posted on Ripoff Report on 05/09/2007 05:58 AM and is a permanent record located here: http://www.ripoffreport.com/r/Edpreporting-Acclaim-Mastercard/internet/Edpreporting-Acclaim-Mastercard-Tried-to-electronic-debit-money-out-of-my-savings-accoun-247836. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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