• Report: #79363

Complaint Review: Emerge MasterCard

  • Submitted: Thu, February 05, 2004
  • Updated: Thu, February 05, 2004

  • Reported By:Riverdale Utah
Emerge MasterCard
cardholderservices@emergecard.com Nationwide U.S.A.

Emerge MasterCard ripoff transferred account without permission while overseas serving my Country Atlanta

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While I was overseas in Japan back filling an urgent need for the military in the late Summer and early Fall of 2002 my credit card was transfered without my knowledge or consent from Providian to Emerge. When I got back in Oct. of that year I had no clue who this Emerge company was and why it was sending me bills. I finally got in contact with someone from the company and informed them that I had not given any permission for my account to be transferred from Providian to them and they had no right to do it.

I also explained to this person that I had been out of the country with the military filling an urgent need but that did not seem to matter. I was informed that I needed to make payment along with the late fee. I informed this person that first I had not even received a new credit card from their company and I did not want one. I informed this person that I was going to cancel this account (which I did) and that I was not going to pay these late fees. I was informed that I could cancel the card if I so chose to but that I still owed these late fees and that the interest rate was going up because the bill was late.

I also informed them that I did not ever have any problems or late payments with Providian before this card was transferred without my approval or consent. Again, none of this mattered. Now over a year later I am still fighting with them, my interest rate is a whooping 29.97% and they keep adding over the limit fees of $35.00 to the bill and late payment charges of $35.00. It is absoutley impossible to get this bill paid with the extortion of all the fees that the consumer should not even have for a credit card and company that they did not agree to.

Something needs to be done with the unfair practices of this company. They are truely a greedly, self serving ripoff company that I hope one day is stopped from this sort of consumer extortion. They even managed to find out and contact my 87 year old father-in-law and harress him. Is there no end to this company's methods of intrusion and harrassment of the consumer. There should be a class action law suit against this company for deceptive practices and consumer scam and rip-off.

Riverdale, Utah

This report was posted on Ripoff Report on 02/05/2004 03:42 PM and is a permanent record located here: http://www.ripoffreport.com/r/Emerge-MasterCard/nationwide/Emerge-MasterCard-ripoff-transferred-account-without-permission-while-overseas-serving-my-79363. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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