Recently widowed, my credit life insurance claim was denied and insurance cancelled because the company said that my husband and I answer "no" to medical history questions, and produces a form with a copy of our signatures.I believe our signatures were lifted from the purchasing agreement we signed.
My husband nor I were asked or directed to answer medical history questions the "x" marking the boxes are not ours.
The first time I saw this form was when my claim was denied I asked for the copy of the form/policy asking the medical history questions. I've asked for three copies over a period of time. The second copy sent to me I believe shows that the signature were not orignally on that form/policy. The "x" marking are positively not ours. I have samples of my husbands hand writing from his numerous hand written sermons and other papers.The only thing we were asked to sign was that we are electing to take the joint credit life insurance. My husband died June 9, 2005 the transaction/purchase took place April 2004.
I've said insult to injury because they have accused us of lying. The injury is the shoddy workmanship. Which we did report to the company after signing a card of completion and I wrote comments on the back, I had called, written. The company sent a "represenative"? Who glued some of the laminate down and even did a shoddy job on that the glue is still smeared on the laminate, duck tape is still on the part of the cabinet to hold the laminate down. I have taken pictures. There are some many example of their shoddy work
The company made it so stessful in trying to get it resolved we gave up until they sent another salesman trying to sale a expensive window we listen to the pitch, signed the papers only for an opportunity to tell about the problem with the first purchased them in a written letter send certified mail within the three days cancellation period. I stated at the time because of the job with the kitchen cabinet I will never ever be one of their customers nor any one I know.
The is so much more damage to many to name at this time except for the interest rate of $2.65 per day on the balance.
I am still grieving my loss, but on some of my stronger days am able to address this situation. Thank you for providing this opportunity