- Report: #112756
Complaint Review: Everest Consumer Services
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| Everest Consumer Services 100 A-Walnut D-15 #194
Champain, New York U.S.A. |
|
Everest Consumer Services ripoff: said I was approved for a card Canada RIPOFF Champain New York
*Author of original report: refunded back to my account her name was Ruth was very rude
*Consumer Suggestion: These People Are Ruthless. RUN,do not walk to your bank.
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I received a call about 2 weeks from yesterday it was in the middle of the week 9/27 to 10/1. The man advised that I was approved for a card I applied for about 6-8 months ago. I thought that was odd because you usually get approval notice within a few days or the same day. I figured it could have been possible I could have applied for the card that long ago.
Then he said that the card is designed to help people re-establish their credit the limit will be $2300 and it will come with a pin# already. I thought this was odd why would you send the card with the pin# with all this identity theft I still went along with it. Then he asked for my checking info because there is an annual fee associated with the card of $299.
He explained that the fee is normally charged up front but their are different ways to get around that. He said I could call 48 hours prior to my scheduled withdrawal date 10/11 and tell them to postpone or delay the debit or I could split it over the next few months. Well I forgot to call because I haven't received the card yet so I definitely wasn't paying a fee for something I don't have luckily as of today they haven't charged my card yet.
My card is not a credit card but a debit/check card. I don't need any help messing up my account more than it has been in the past few months. The story I read is from someone who has already had their money deducted how do I avoid this from being withdrawn from my account?
Nikisha
Houston, Texas
U.S.A.
Then he said that the card is designed to help people re-establish their credit the limit will be $2300 and it will come with a pin# already. I thought this was odd why would you send the card with the pin# with all this identity theft I still went along with it. Then he asked for my checking info because there is an annual fee associated with the card of $299.
He explained that the fee is normally charged up front but their are different ways to get around that. He said I could call 48 hours prior to my scheduled withdrawal date 10/11 and tell them to postpone or delay the debit or I could split it over the next few months. Well I forgot to call because I haven't received the card yet so I definitely wasn't paying a fee for something I don't have luckily as of today they haven't charged my card yet.
My card is not a credit card but a debit/check card. I don't need any help messing up my account more than it has been in the past few months. The story I read is from someone who has already had their money deducted how do I avoid this from being withdrawn from my account?
Nikisha
Houston, Texas
U.S.A.
This report was posted on Ripoff Report on 10/13/2004 10:10 AM and is a permanent record located here: http://www.ripoffreport.com/r/Everest-Consumer-Services/Champain-New-York-12919/Everest-Consumer-Services-ripoff-said-I-was-approved-for-a-card-Canada-RIPOFF-Champain-Ne-112756. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Author of original report
refunded back to my account her name was Ruth was very rude
AUTHOR: Nikisha - (U.S.A.)
SUBMITTED: Monday, October 18, 2004
I called Tuesday 10/12/04 to cancel the transaction they told me that the money was already being processed to be withdrawn from my account. So the lady said she would cancel it in process but I would still need to put a stop pay on it with my bank. I called my bank as soon as I hung up with her and placed a stop pay on my account.
The money was withdrawn that Wednesday or Thursday but it was refunded back to my account on Friday. The lady her name was Ruth was very rude because I asked her to provide me a confirmation number or something so that I would feel secure in knowing that it was cancelled but she said they didn't have one. I asked if she could fax me something in writing to say it was canceled she said that she doesn't have time to get off the phone to fax me a letter I will just have to trust her.
The money was withdrawn that Wednesday or Thursday but it was refunded back to my account on Friday. The lady her name was Ruth was very rude because I asked her to provide me a confirmation number or something so that I would feel secure in knowing that it was cancelled but she said they didn't have one. I asked if she could fax me something in writing to say it was canceled she said that she doesn't have time to get off the phone to fax me a letter I will just have to trust her.
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What's this? #2 Consumer Suggestion
These People Are Ruthless. RUN,do not walk to your bank.
AUTHOR: Michael - (U.S.A.)
SUBMITTED: Thursday, October 14, 2004
First, call Visa or whoever endorses your debit card and tell them you were scammed by these people. Tell them not to allow the charge. If you gave them your bank account number, go immediately to your bank and close the account. Then you can open a new account. DO THIS NOW!!!!
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