FAIRBANKS WAS SOLD OUR MORTGAGE LAST FALL BY HOUSEHOLD FINANCE,
WHO GOT IT FROM FIELDSTONE MORTGAGE
WHO GOT IT FROM AMARILLO NATIONAL BANK, WHO EVEN CHARGED US A $2160.00 DOLLAR BROKERAGE FEE.
OUR PROBLEMS STARTED WITH FORCED INSURANCE PLACED ON OUR LOAN EVEN THOUGH OUR INSURANCE AGENT HAS FAXED THEM PROOF OF INSURANCE SEVERAL TIMES.
THEN THEY CHARGED ME A LATE FEE BECAUSE THEY SAY I DON'T HAVE A GRACE PERIOD.
THEY SAY We Signed a form stating we didn't want a grace period ! THAT IS REDICULOUS!!!!!!!!
I have requested that they send me a copy so that i can verify the signatures.
THEY TOLD ME THATS MY PROBLEM.
When I told them that our payment coupon states i have until the 16th of the month
They TOLD ME TO DISREGARD WHAT IT SAYS , THAT IT ISN'T MEANT FOR ME!!!!!!
then on FEBRUARY 24th we recieved a letter stating that because we had filed for BANKRUPTCY THEY COULD NO LONGER SEND US OUR STATEMENTS.
We called and they hung up on us.
WE CAN'T GET ANY ONE TO ANSWER OUR QUESTIONS OR LISTEN TO US THAT WE NEVER FILED BANKRUPCTY.
Yesterday WE RECIEVED A FORCLOSURE NOTICE and it even had the name of another woman we never heard of including our own.
WE HAVE NO IDEA WHO THE PERSON FROM SPRING BRANCH TEXAS IS I finally got through last night AND IT TURN OUT THEY HAVE MY HUSBANDS SOCIAL SECURITY NUMBER WRONG and I was told I HAVE TO PRUBE WHO WE ARE BEFORE THEY CAN CORRECT THE PROBLEM.
In the meantime THEY HAVE not AND CAN NOT ACCEPT OUR PAYMENT THAT WAS SENT TO OUR ORIGINAL ADDRESS WHERE WE ARE SUPPOSE TO MAKE OUR PAYMENTS .
I had mailed our payment before we recieved the letter of Feb, 24 telling us to mail our payments to a diffrent address with a diffrent amount. .
I have been to three lawyers, the BETTER BUSINESS BUREAU , given copies to three of our local legilators to take back to AUSTIN and see that our ATTORNEY GENERAL is made aware of this very corrupt business.
i have written the attorney general, called in to a local talk radio program , sent a e-mail to daveramsey.com , a financial nationwide radio program, and sent consumer suggestions to several of the people who have written in to this very informative web site ,
we need to stand up and have our voices heard loud and clear that we are not going to sit back and let this terrorist win in this war of wits and corruption!!!!!!!!!!!!
thank you rip-off report!!!!!!!!!!!!!!!!!!!!!!