- Report: #74521
Report - Rebuttal - Arbitrate
Complaint Review: FCNB Card Processing Center
FCNB Card Processing CenterP.O. Box 9204 Old Bethpage, New York U.S.A.
FCNB Card Processing Center Interest rate increase ripoff Old Bethpage New York
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At that point I made no attempts to buy anything and continued to pay the balance on time to FCNB. In June I made an early July payment because I was going on vacation. Before my departure the payment came back as undeliverable, I resent the payment thinking the payment coupon shifted and the address couldn't be read. In the meantime I received a bill from Card Processing with a late fee of $35.00.
I immediately questioned what was Card Processing and for what company. Well it turns out to be FCNB. I began to notice that not only were late fees added to my account but the interest rate increased from an already high 22.6% to 27.6% I have written numerous letters to Card Processing and I keep getting their generic letters back, one went so far as to tell me that "at this time, they had no special program that I qualified for". I had not asked for a special program, I want to know why I am paying an outrageous interest rate on a closed account.
I have since filed a complaint with the New York Attorney General office. Those of you with open accounts or closed accounts with FCNB/Card Processing should look over that interest rate, you could or have been ripped-off with an 5% or better interest rate increase.
This report was posted on Ripoff Report on 12/09/2003 10:09 AM and is a permanent record located here: http://www.ripoffreport.com/r/FCNB-Card-Processing-Center/Old-Bethpage-New-York-11804/FCNB-Card-Processing-Center-Interest-rate-increase-ripoff-Old-Bethpage-New-York-74521. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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