• Report: #155514

Complaint Review: FCNB - First Consumer's National Bank

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  • Submitted: Tue, August 30, 2005
  • Updated: Tue, August 30, 2005

  • Reported By:Enid Oklahoma
FCNB - First Consumer's National Bank
PO Box 2638 Omaha, Nebraska U.S.A.

FCNB - First Consumer's National Bank COLLECTION AGENCY CALLS AFTER A YEAR AND A HALF ripoff, SCAM, rude, Omaha ne

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I got a call today that was a pre-recorded message that my grandmother answered and didn't get the number, so I got the incoming number off of the caller ID and I called it. It was (716) 650-6240. I asked where I was calling and they said a collection agency and they transferred me to the proper department once I gave them my phone number. It was for this old FCNB account that I originally owed about $300 on and it is now up to $809.

I was advised by three different attorneys not to pay this and that what they are doing is illegal. I tried to talk to the guy on the phone and he kept interrupting me. I finally said "You can listen to me or not" and he said "I won't" and hung up on me. I called back and asked for a manager or a supervisor. This hack of a guy gets on the phone and says he is one of the high-ups, he has a lot of power. He says "who do you want to talk to?" I tell him someone that can handle situations. He says he can, who do I want fired? I tell him I just want someone to talk to me in a professional manner and not hang up on me. So I go through this whole thing with him telling him I am not paying them $800 and that I was advised by an attorney not to. So he says he'll note my account that I refuse to pay. I told him I owed some but not that they are saying I owe. He then puts me on hold and comes back and tells me he had a conference call and I can pay $425. I tell him I can't do that today, and he says no deal then.

So then he finally says well I can call back when I can pay it and they'll see whether they'll accept it or not. I told him at one point that he could sue me and it would be interesting to get this in front of a judge and he did not respond. I work in an attorney's office and I know that if this were a legitimate collection agency, they would have already sued me and they wouldn't back down at the mention of court. Any time I made any comment about them suing me, he did not pursue that course. I think they are a scam and I don't know how to get it off the credit report, but someone needs to do something, these people are not valid.

Tammy
Enid, Oklahoma
U.S.A.

This report was posted on Ripoff Report on 08/30/2005 03:03 PM and is a permanent record located here: http://www.ripoffreport.com/r/FCNB-First-Consumers-National-Bank/Omaha-Nebraska-68103-2638/FCNB-First-Consumers-National-Bank-COLLECTION-AGENCY-CALLS-AFTER-A-YEAR-AND-A-HALF-ripo-155514. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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