- Report: #332639
Report - Rebuttal - Arbitrate
Complaint Review: FCNB/ Midland Credit Management/ Midland Funding LLC
FCNB/ Midland Credit Management/ Midland Funding LLCP.O. Box 1259 Oaks, Pennsylvania U.S.A.
FCNB/ Midland Credit Management/ Midland Funding LLC incredible attempt to collect debt that was paid off 14 years ago. Oaks Pennsylvania
*Consumer Suggestion: Regarding the "petition"...LEARN THE LAW!!
*Consumer Comment: My Petition to shut down Midland Funding LLC!!!
*Consumer Comment: My Petition to shut down midland funding LLC
*Consumer Suggestion: Small correction.
*Consumer Comment: Some advice and clarification
*Consumer Suggestion: Statute of Limitations
*Consumer Comment: SOL for OHIO
*Consumer Comment: Dear Heated
*Consumer Comment: Same thing!
*Consumer Comment: Tracy, you are incorret I believe.
*Consumer Suggestion: Watch Midland Funding LLC, they will sue you , it does not matter if the debt is time barred
*Consumer Comment: Advise
*Consumer Comment: First National Bank - Midland Funding
*Consumer Suggestion: Go one step farther
*Consumer Suggestion: It's even simpler than that..Burden of proof is on them.
*Consumer Suggestion: do NOT agree to pay anything
*Consumer Suggestion: A few things.
I had no idea what this debt was as we paid off our 2 FCNB credit cards (Speigel and Eddie Bauer) many years ago. i know that these credit cards were paid in full somewhere between 1992-1994 because it was a requirement in order to obtain a mortgage to purchase a home.
I called MCM today and spoke with a representative. I asked him what company this debt was from and he told me it was Spiegel, from March 1994. I explained to him that this was not a valid debt as it was paid in full many years ago. He told me either i could provide proof that the debt was paid or i could submit payment of debt to MCM. I explained that i would be unable to provide proof, since it was 14-16 years ago, he told me that i would then be held responsible for the debt.
Am i going to be forced to pay this company $312, just so my credit is not ruined? Is there some organization that protects consumers from this kind of injustice?
This report was posted on Ripoff Report on 05/15/2008 09:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/FCNB-Midland-Credit-Management-Midland-Funding-LLC/Oaks-Pennsylvania-19456/FCNB-Midland-Credit-Management-Midland-Funding-LLC-incredible-attempt-to-collect-debt-th-332639. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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