- Report: #77324
Report - Rebuttal - Arbitrate
Complaint Review: FCNB Speigel - Capital One
FCNB Speigel - Capital OnePO Box 85222 Richmond, Virginia U.S.A.
FCNB - Speigel Capital One Fraudulent Reporting to Credit Bureaus Richmond Virginia
*Consumer Comment: BBB The Better Business Bureau is wothless pieces of garbage who lets the business get away with their fraudlent practices Capital One lied about me
*Consumer Comment: CAPITAL ONE IS ALL OUT TO TAKE ADVANTAGE OF PEOPLE & RUIN THEIR GOOD CREDIT THE ATTORNEY GENERAL OF VIRGINIA MADE GOOD CHOICE TO FILE A LAWSUIT
*Consumer Comment: CAPITAL ONE NEEDS TO READ THESE RIP-OFF REPORTS ABOUT THEM THEN MABYE THEY WILL CHANGE THEIR UNPROFESSIONAL CONDUCT TOWARDS PEOPLE
*Consumer Comment: CAPITAL ONE HARASSMENT CAPITAL ONE MAKES YOU FEEL LIKE YOUR SCUM CAPITAL ONE ARE THE REAL SCUM OF THE EARTH UNFAIR TREATMENT
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In June 2003, NINE years later, this first account appeared on my credit report. It took my scores down from the high 700's to low 600's! I disputed this with the reporting agencies and in Oct. 2003 they responded to me that they had investigated and deleted it.
In Dec 2003, Capital One who I guess took over the FCNB accounts, is again, reporting this on my credit report! I called them and the woman I spoke to could not have been nastier. They want me to provide the documentation from 10 years ago, Where were these people for the previous nine years? I have moved 7 times since then! I dont have ppwk from 10 years ago, for something that was a non issue for NINE years.
They have decimated my credit rating and are absolutely no help. This should be illegal.
This report was posted on Ripoff Report on 01/18/2004 08:33 AM and is a permanent record located here: http://www.ripoffreport.com/r/FCNB-Speigel-Capital-One/Richmond-Virginia-23285/FCNB-Speigel-Capital-One-Fraudulent-Reporting-to-Credit-Bureaus-Richmond-Virginia-77324. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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