- Report: #77324
Complaint Review: FCNB Speigel - Capital One
| FCNB Speigel - Capital One PO Box 85222
Richmond, Virginia U.S.A. |
|
FCNB - Speigel Capital One Fraudulent Reporting to Credit Bureaus Richmond Virginia
*Consumer Comment: BBB The Better Business Bureau is wothless pieces of garbage who lets the business get away with their fraudlent practices Capital One lied about me
*Consumer Comment: CAPITAL ONE IS ALL OUT TO TAKE ADVANTAGE OF PEOPLE & RUIN THEIR GOOD CREDIT THE ATTORNEY GENERAL OF VIRGINIA MADE GOOD CHOICE TO FILE A LAWSUIT
*Consumer Comment: CAPITAL ONE NEEDS TO READ THESE RIP-OFF REPORTS ABOUT THEM THEN MABYE THEY WILL CHANGE THEIR UNPROFESSIONAL CONDUCT TOWARDS PEOPLE
*Consumer Comment: CAPITAL ONE HARASSMENT CAPITAL ONE MAKES YOU FEEL LIKE YOUR SCUM CAPITAL ONE ARE THE REAL SCUM OF THE EARTH UNFAIR TREATMENT
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In June 2003, NINE years later, this first account appeared on my credit report. It took my scores down from the high 700's to low 600's! I disputed this with the reporting agencies and in Oct. 2003 they responded to me that they had investigated and deleted it.
In Dec 2003, Capital One who I guess took over the FCNB accounts, is again, reporting this on my credit report! I called them and the woman I spoke to could not have been nastier. They want me to provide the documentation from 10 years ago, Where were these people for the previous nine years? I have moved 7 times since then! I dont have ppwk from 10 years ago, for something that was a non issue for NINE years.
They have decimated my credit rating and are absolutely no help. This should be illegal.
Rachel
Abington, Massachusetts
U.S.A.
This report was posted on Ripoff Report on 01/18/2004 08:33 AM and is a permanent record located here: http://www.ripoffreport.com/r/FCNB-Speigel-Capital-One/Richmond-Virginia-23285/FCNB-Speigel-Capital-One-Fraudulent-Reporting-to-Credit-Bureaus-Richmond-Virginia-77324. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Comment
BBB The Better Business Bureau is wothless pieces of garbage who lets the business get away with their fraudlent practices Capital One lied about me
AUTHOR: Charles - (U.S.A.)
SUBMITTED: Monday, September 26, 2005
#2 Consumer Comment
CAPITAL ONE IS ALL OUT TO TAKE ADVANTAGE OF PEOPLE & RUIN THEIR GOOD CREDIT THE ATTORNEY GENERAL OF VIRGINIA MADE GOOD CHOICE TO FILE A LAWSUIT
AUTHOR: Charles - (U.S.A.)
SUBMITTED: Sunday, September 25, 2005
#3 Consumer Comment
CAPITAL ONE NEEDS TO READ THESE RIP-OFF REPORTS ABOUT THEM THEN MABYE THEY WILL CHANGE THEIR UNPROFESSIONAL CONDUCT TOWARDS PEOPLE
AUTHOR: Charles - (U.S.A.)
SUBMITTED: Saturday, September 24, 2005
#4 Consumer Comment
CAPITAL ONE HARASSMENT CAPITAL ONE MAKES YOU FEEL LIKE YOUR SCUM CAPITAL ONE ARE THE REAL SCUM OF THE EARTH UNFAIR TREATMENT
AUTHOR: Charles - (U.S.A.)
SUBMITTED: Saturday, September 24, 2005
& they could not have been nastier to the people i spoke with at capital one they claimed that they had purchased my account from spiegel & they are demanding that i pay them the money i argued with capital one telling them that spiegel is reporting this to my credit files & they cannot report the same account twice! capital one was very rude & nasty toward me, telling me that they will make me pay i argued & fought with capital one for a year about this problem, i was also being turned down for credit i did not know why i was being turned down for credit sense spiegel removed this account from my credit files & i ordered a copy of my credit files & that was when i found capital ones account on my credit files, then around 07/04 i decided to just pay capital one also capital one agreed to settle for less then the amount owed i paid them & the account was settled or i thought, capital one removed this account from my credit files one year previous again capital one is reporting this account fraudlent to my credit files after once of removing this account to my credit files.Capital one as decimated my credit rating & i cannot obtain anymore credit anymore, capital one as fraudulent reported this account to my credit files & as failed to provide proof that they have purchased this account.

