- Report: #77324
Report - Rebuttal - Arbitrate
Complaint Review: FCNB Speigel - Capital One
FCNB Speigel - Capital OnePO Box 85222 Richmond, Virginia U.S.A.
FCNB - Speigel Capital One Fraudulent Reporting to Credit Bureaus Richmond Virginia
*Consumer Comment: BBB The Better Business Bureau is wothless pieces of garbage who lets the business get away with their fraudlent practices Capital One lied about me
*Consumer Comment: CAPITAL ONE IS ALL OUT TO TAKE ADVANTAGE OF PEOPLE & RUIN THEIR GOOD CREDIT THE ATTORNEY GENERAL OF VIRGINIA MADE GOOD CHOICE TO FILE A LAWSUIT
*Consumer Comment: CAPITAL ONE NEEDS TO READ THESE RIP-OFF REPORTS ABOUT THEM THEN MABYE THEY WILL CHANGE THEIR UNPROFESSIONAL CONDUCT TOWARDS PEOPLE
*Consumer Comment: CAPITAL ONE HARASSMENT CAPITAL ONE MAKES YOU FEEL LIKE YOUR SCUM CAPITAL ONE ARE THE REAL SCUM OF THE EARTH UNFAIR TREATMENT
In June 2003, NINE years later, this first account appeared on my credit report. It took my scores down from the high 700's to low 600's! I disputed this with the reporting agencies and in Oct. 2003 they responded to me that they had investigated and deleted it.
In Dec 2003, Capital One who I guess took over the FCNB accounts, is again, reporting this on my credit report! I called them and the woman I spoke to could not have been nastier. They want me to provide the documentation from 10 years ago, Where were these people for the previous nine years? I have moved 7 times since then! I dont have ppwk from 10 years ago, for something that was a non issue for NINE years.
They have decimated my credit rating and are absolutely no help. This should be illegal.
This report was posted on Ripoff Report on 01/18/2004 08:33 AM and is a permanent record located here: http://www.ripoffreport.com/r/FCNB-Speigel-Capital-One/Richmond-Virginia-23285/FCNB-Speigel-Capital-One-Fraudulent-Reporting-to-Credit-Bureaus-Richmond-Virginia-77324. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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