- Report: #309803
Report - Rebuttal - Arbitrate
Complaint Review: FIA Card Services - Bank Of America
FIA Card Services - Bank Of Americabankofamerica.com Willmington, Delaware U.S.A.
FIA Card Services - Bank Of America seeking punative damages - credit cheaters Willmington Delaware
*Consumer Comment: Credit Card due dates
*Consumer Comment: HERE IS SOMETHING THAT DOES ADD UP!!
*Consumer Comment: Something Doesn't Add up
*Author of original report: crbfile - better explaination
*Consumer Comment: Due Dates
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FIA Card Services dba Bank of America credit cards enticed me with a 4.9% balance transfer rate until August 2008.
I've had a credit card with BoA for many years. On January 19, 2006 I set up a recurring payment, the payment time is automatically scheduled by them.
After I transferred balances and closed other credit cards, presto, my payment is late. BUT my payment is schedule BY THEM! they scheduled my payment one-day late, then popped me with a $39 late fee and jacked my interest rate to plus 10%.
I called them once, they said they're sorry and refunded my late fee. I said, what about the interest rate? "oh, I'll transfer you to a manager..." which as you expect, she hung up on me.
I called them just today, told them the story....I asked for the intro rate as a punitive measure until the end of 2009. They said no, and re-instated my rate until August 2008.
I think they're wrong, they're bad, and they should be exposed and punished.
St. Augustine, Florida
This report was posted on Ripoff Report on 02/18/2008 10:56 AM and is a permanent record located here: http://www.ripoffreport.com/r/FIA-Card-Services-Bank-Of-America/Willmington-Delaware-19850/FIA-Card-Services-Bank-Of-America-seeking-punative-damages-credit-cheaters-Willmington-309803. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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