FIAD CARD SERVICES MICHAEL COOPER LUKE DANIELS SCAM RIP OFF, POMPANO BEACH FL, FIAD, RIP OFF, FIAD SERVICES, MICHAEL COOPER FIAD MICHAEL COOPER, FIAD CARD SERVICES, LUKE DANIELS, BCA RECOVERY SCAM, SAME OWNER, BEWARE OF GETTING SCAMMED. THEY WILL NOT HELP YOU BUT RIP YOU OFF!!! RECOVERY HELP FIAD WILL SCAM YOU AGAIN! BEWARE OF FIAD CARD SERVICES. MICHAEL COOPER IS THE BIGGEST SCAMMER OF THEM ALL. HE'S A HYPOCRITE AND WILL STEAL YOUR MONEY TOO! Pompano Beach , Florida

After further research the poster "Dr Tolchin" has an ip address of
67.192.155.35 located out of NY same ip address host the scam website of
"thetaxclub.com". The supposed email is fake as you can see from
viewing it. The supposed victim cannot produce a credit card statement
showing the company charging for services. Dr. Tolching comes up under
the following address with the following information; 52 Grayson Place,
Teaneck NJ 07666 - Date of biirth 07 /23/ 48  - with a sociall security#
101 40-1216. Looking at this complaint and all of the keywords that the
"individual" used, is to rank the company negatively in search results
on search engine inquires. Thus deterring anyone to seek help that has
been a victim of a  mentoring scam, coaching scam, ect. Its a shame that
Ripoff Report lets this happen to reputable companies and its quite
pathetic that a competitor has to resort to these means. Attached is a
picture of Alan.

I called my attorney general yesterday and they told me to pray and that someone would talk to me in my sleep. Last nite someone did! They told me; Twinkle, twinkle, little star, How I wonder what you are. Up above the world so high, Like a diamond in the sky. Twinkle, twinkle, little star, How I wonder what you are! When the blazing sun is gone, When there's nothing he shines upon, Then you show your little light, Twinkle, twinkle, through the night. Twinkle, twinkle, little star, How I wonder what you are! In the dark blue sky so deep Through my curtains often peep For you never close your eyes Til the morning sun does rise Twinkle, twinkle, little star How I wonder what you are Twinkle, twinkle, little star How I wonder what you are. So true about this company.

Because everything posted on this site is verified you should believe me! So when i tell you that I jumped off a five story building because of this company and survived YOU WILL SURVIVE TOO! Ripoff report has verified this post. Point in case. So don't think twice just do it!

After further research the poster "Dr Tolchin" has an ip address of 67.192.155.35 located out of NY same ip address host the scam website of "thetaxclub.com". The supposed email is fake as you can see from viewing it. The supposed victim cannot produce a credit card statement showing the company charging for services. Dr. Tolching comes up under the following address with the following information; 52 Grayson Place, Teaneck NJ 07666 - Date of biirth 07 /23/ 48  - with a sociall security# XXX-XX-XXXX. Looking at this complaint and all of the keywords that the "individual" used, is to rank the company negatively in search results on search engine inquires. Thus deterring anyone to seek help that has been a victim of a mentoring scam, coaching scam, ect. Its a shame that Ripoff Report lets this happen to reputable companies and its quite pathetic that a competitor has to resort to these means.

I was contacted by an internet fraud collection agency called BCA RECOVERY, LLC by a Michael Cooper, now owner of FIAD SERVICES who told me that his agency had a 95% successful recovery rate on internet scams; there was no up-front fee only a fee of 50% of the collected assets. Since I had recently been scammed by an internet training group called Thrive and/or Focus for $16, 000.00 and had no luck in recouping this money I told Michael Cooper to put BCA RECOVERY on the case. After several weeks he reported back to me that the credit card rebate of $16, 000.00 would be credited to my Visa Card and on my next Visa statement it showed a "temporary" credit back assuming the vendor did not challenge this case. Michael reassured me that the vendor had no way of challenging this credit and not to worry just send BCA the 50% due or $8000.00 which I did. Several months later the vendor was successful in challenging this rebate and Visa informed me that after 3 deliberations they chose to side with the vendor. So I had $16, 000.00 charged to my visa card and notified Michael Cooper at BCA that the vendor was successful in getting visa to pay the entire $16, 000.00 whereupon he told me not to worry he would try to appeal the case with visa. After 3 appeals, BCA was unsucessful in reversing the decision and I asked for a refund of the 50% $8, 000.00 fee that I had paid several months earlier when I thought the case was closed. He assured me that I would indeed be refunded but after several weeks there was no refund received and I tried to contact him by phone unsussesfully and finally sent him an email asking for the refund. He at first made several excuses about the company being in hard times financially and eventually sent me this last email which I have enclosed again reassuring me that the matter would be soon settled. As you can see by the date onthe email this was several months after I had requested the refund. I DO NOT EXPECT TO EVER SEE THIS $8000.00 AGAIN AS I NOW REALIZED THAT THIS COLLECTION AGENCY WAS ITSELF A SCAM NOW GOING BY THE NAME FIAD SERVICES. FIAD Services claims that they've been in business for years. They only started using the name about a year ago after scamming many people.

You are correct in stating that we do not charge any upfront fees. Yes at one time we were affiliated with BCA Recovery, which focused on fighting timeshare scams. Over the course of two years, BCA Recovery had only one complaint although we had over four hundred satisfied clients. This is public knowledge and we do not hide our identity. All available information about FIAD can be found on sunbiz.org.

There are no upfront fees. I repeat NO UPFRONT FEES. Clientsare billed 7 days after receipt of recovered amount. Our company has one untrue report against us. We have also noticed the three comments made against our company came from the same ip address, and have all been submitted at 5:00am EST.

Given the line of our business we DO admit to outing many businesses for fraudulent practices against consumers, thus we have created MANY enemies such as the above poster. We have also been sued and threatened by many of these same companies.  However, we only expose a company once enough valid information has been collected. We continue to operate regardless of
these accusations or threats, and have PLENTY of references upon request. Again, we dont charge any upfront fees making it impossible to scam any potential or existing clients.

To confirm with absolute certainty, we have never had an ex-employee from Orlando, FL. We started out as a team of two and we are now a staff of 10. We have yet to terminate any of our employees or have any leave. 

We are demanding evidence (to include said contact, phone records, any other documentation) to support your accusation of this transaction because we are asserting these claims to be untrue.

If you would like to know more about our company and services, please visit our, www.fiadservices.com. Feel free to contact us anytime with questions or concerns at (800) 753-6724. We have many references of satisfied clients available on request.


Michael Cooper
Managing Member
FIAD Services LLC