- Report: #355992
Report - Rebuttal - Arbitrate
Complaint Review: FINGERHUT, Stonebridge Life insurance
FINGERHUT, Stonebridge Life insuranceSt. Coud, Minnesota U.S.A.
FINGERHUT, Stonebridge Life insurance St. Cloud Minnisota
*UPDATE Employee: Fingerhut employee response to complaint
*UPDATE Employee: Consumer Affairs Manager
*UPDATE EX-employee responds: Answer to your dilemma-
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I think this qualifies as harassment that Fingerhut is trying to force me to pay for something that is optional. I don't want it, I didn't pay for it, after the first missed premium payment the policy should have lapsed. They keep billing me and tacking on higher and higher late fees.
Has anyone ever had an insurance company continue to send bills, tack on late fees and demand payment on a lapsed policy?
They have called me and told me my account was overdue and I needed to make a payment right now. I told them it was an insurance policy and if I don't want it I don't have to pay for it. You can not force someone to pay for a life insurance policy they do not want. Plus Fingerhut is not an Insurance company and if I would have died they would not have paid out anything so why do they think I owe them anything?
They say they are sending it to a collections agency.
Isn't there something illegal going on here for them to insist I make payments on a life insurance policy? I thought it was if you pay you are covered, if you don't you are not covered and that's it.
green cove springs, Florida
This report was posted on Ripoff Report on 07/26/2008 03:37 PM and is a permanent record located here: http://www.ripoffreport.com/r/FINGERHUT-Stonebridge-Life-insurance/St-Coud-Minnesota/FINGERHUT-Stonebridge-Life-insurance-St-Cloud-Minnisota-355992. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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