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  • Report: #930922

Complaint Review: FLAGSTAR BANK

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  • Submitted: Wed, August 22, 2012
  • Updated: Wed, August 22, 2012

  • Reported By: Debbie — Victorville California United States of America
FLAGSTAR BANK
troy, Michigan United States of America

FLAGSTAR BANK FLAGSTAR MORTGAGE FLAGSTAR TAKES INCOMPETENCY TO A WHOLE NEW LEVEL troy, Michigan

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Are there any other class action law suites currently against Flagstar Bank? It took me 18 mos after my husband passed away to get a loan modification from this company and that was after I had to contact my local Congressman Baca 4x to convince Flagstar Bank to modify my loan. They had no regard nor respect for Congressman Baca stating "he can't do anything".

Once I received the minor modification to my loan my son-in-law lost his job and I had to put the house up for sale. I had Century 21 as my realtor and we had a buyer who is a Los Angeles police officer with a substantial down payment AND he had been approved for the home loan by his bank. Flagstar chose to ignore this offer. After Century 21 made numerous unsuccessful calls to Flagstar they called me and suggested I try to call them also as the auction date of my house was just around the corner AND WE HAD A QUALIFIED BUYER!

I finally got in touch with Flagstar 2-3 days before the auction of my home was to take place and they told me IT WAS TOO LATE and that FHA hadnt gotten back to them so the house will be auctioned off. We had the buyer for 6 mos!!!! He wanted the house so bad he waited 6 mos. for an answer and Flagstar just blew it off and they now own my house. I lived in that home for 35 years, my husband died in that home, my children were raised in that home and now the yard is dead, the pool drained & damaged, the house is in ruin and it breaks my heart every time I see it. I had lost my job, 2 weeks later I lost my husband and 18 mos later I lost my home.

Flagstar Bank placed a foreclosure on my credit while we were going through the loan modification and has never removed it. My credit is ruined, all my interest rates are higher because of the foreclosure on my house and the home was not even in foreclosure. Flagstar has made my life so difficult and costly not to mention I cannot even purchase another small home or condo because of the foreclosure on my credit. Yes, Flagstar really did a number on me and I have all the paperwork and communication (email & other) to prove it!!!

This report was posted on Ripoff Report on 08/22/2012 10:54 AM and is a permanent record located here: http://www.ripoffreport.com/r/FLAGSTAR-BANK/troy-Michigan-/FLAGSTAR-BANK-FLAGSTAR-MORTGAGE-FLAGSTAR-TAKES-INCOMPETENCY-TO-A-WHOLE-NEW-LEVEL-troy-Mic-930922. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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