FMS Services/Palisades Collection LLC PALISADES COLLECTION LLC Calling day and night to collect on a debt from 1992. I was told a letter was mailed to me on 04/26/10. I expleined that I had no such letter. and have never had credit with Citibank. SCHAUMBURG Illinois

I have been receiving calls day and night at home and work from this collection agency.  No one ever leaves a message on my voice mail or answering machine.  Calls are early and late.  I finally happened to answer the phone a representative stated she is calling to collect a debt from Palisades LLC held by Citibank. I told her I had no Citibank accounts.  She then asked for my social security number. I refused to give it to her.

She then went on to tell me a letter was mailed to my address on 04/26/10, I told her I had not received any such letter.  She stated the original date of the debt was 1992. I explained I did not have credit cards or a debt from Citibank in 1992. I asked that she send me a letter before I would even agree to discuss.  She then put her supervisor on the phone Carlos Cruz.  He proceeded to try to make payment arrangements for the debt. I again explained until I have something in writing regarding this debt I would not make any arrangements. 

He requested my email address, the letter arrived as a settlement offer of $900.00 on a balance of $1705.63.  The letter was not what I had requested.  I am reluctant to make any arrangements with this company since they can not even provide me proof that this is my debt.  Letter arrived with Last 4 of my SS number.  I am researching the statues of limitations for my state.  This company has so many ripoff reports listed on the internet.