ok, here we go...my girlfriend works for this company and absolutely hates it as well as feels bad about they are doing. she has been wrote up for not swindling elderly people, for not calling them by there first name, for for giving callers there due refunds and for not not enrolling people in other scams the company offers.
here is exactly how they get you guys and yes I'm sorry to say JcPennys is in on it to. when go to jcpennys and you buy something and you try to return it there is some kind of incentive that you agree to receive and that simple agreement gives them authorization to deduct the 9.95 from your account.
the next way they get people is through mail enhancement products(so guys please beware). there Re numerous other scams that this company has and here they go so you might either want to print this or grab a pin and write it down...Plan plus, Perfect home rewards, Leisure plus, Savings to go, And quest savers.
now if my girlfriend loses her job it will be all worth it if her info to me saves some peoples money cause I know times are getting hard. as far as the refunds to my knowledge the max they will give you is 6 months but they rarely give that cause they either talk the individual in to keeping it or the individual isn't stern enough. you see through this whole report I never called you guys customers cause you have to be willing to shop and clearly if your reading this you weren't that willing.
my baby comes home almost everyday in tears because she really thinks she is lying to guys about how great this scam is(theirs not many honest people out her but believe me she is the needle in the hay stack)and why you should keep it. they have her encouraging elderly people to keep something that they have absolutely no need for and even if the person states sincerely that they just can't afford it because they are on a fixed income she must continue to convince them its worth it. for every retain the employees get(a retain is keeping you guys)a certain dollar amount off of that and will receive a bonus check at the end of the month. another number for them is 1-888-527-6839 and they are located in the aegon building at 2700 w. plano pkwy in plano, tx 75075.
with all of that said....the most important thing I have to say is watch your money cause others are!