- Report: #107631
Report - Rebuttal - Arbitrate
Complaint Review: Fairbanks Capital Mortgage - Select Portfolio Servicing
Fairbanks Capital Mortgage - Select Portfolio ServicingP O Box 551170 Jacksonville, Fl 32255-1170 Jacksonville,, Florida U.S.A.
Fairbanks Capital Mortgage aka *Select Portfolio Servicing Inc. rip-off! Dishonest fraudulent billing! Illegal reports to credit bureaus! Jacksonville, Florida
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In August of 2002, I sent them proof of insurance by mail. They bought forced insurance because I did not fax the insurance declaration to them. Fairbanks stated that they did not have a phyisical addess for their insurance office and anything I mailed to they was not acceptable. After four months they finally acknowledged that I had insurance. But I was not given credit for the money they had taken from my payments for the insurance, until August of 2004.
In the months of Nov., Dec. of 2002, and Jan. and Feb. of 2003 they received my payment before the 16th of the month. but before I was given credit to my account, Fairbanks would deduct $20. from my payment and apply it as late charges. Fairbanks would also report to the credit bureau that I was 30 days past due. I have been trying to refiance this loan, but because of the reports to the credit bureau, no one would give me a loan.
This report was posted on Ripoff Report on 09/09/2004 10:49 AM and is a permanent record located here: http://www.ripoffreport.com/r/Fairbanks-Capital-Mortgage-Select-Portfolio-Servicing/Jacksonville-Florida-32255-1170/Fairbanks-Capital-Mortgage-aka-Select-Portfolio-Servicing-Inc-rip-off-Dishonest-fraudul-107631. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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