• Report: #162584

Complaint Review: Fairbanks Capital, Select Portfolio Services

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Sat, October 29, 2005
  • Updated: Sat, October 29, 2005

  • Reported By:Northumberland Pennsylvania
Fairbanks Capital, Select Portfolio Services
PO Box 551170 Jacksonville, Florida U.S.A.

Fairbanks Capital, Select Portfolio Services ripoff Jacksonville Florida

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

I am appalled by what I am reading and thought we were the only ones going through these issues with Select Pportfolio Services. When we first bought ourr home it was financed with another company and then sold to Fairbanks Capital. It seemed things were okay. Then they started hitting us with fees, of which were never explained or disclosed. Then out of the blue they canceled our hazard insurance through our insurance agent and started charging us for hazard insurance (but at a rate for much more than what we paid out of escrow). Now, they say we have been three months behind in our payments (even though we have been paying each month). Somehow our payment went up a few hundred dollars with them notifying us until now when they want to foreclose on our house. After I called them they said that money that was sent to them has been put in unapplied accounts (what the heck is that? when you send money to someone it should be credited to your account-sounds shady to me). Anyway, they will not apply any past payments to our mortgage until we are paid up to date (according to their records). So, now we are left wondering if the agreement we made with them is not really an agreement on their part. We do not want to lose our house and we are sure they are doing something illegal. We have thought about refinancing yet our credit is ruined. I think this company is taking advantage of people with poor credit. We just wnat to know what can be done about this company; we do not want to lose our house (and we are quite sure that this is the route SPS will take- especially after reading this). I do not trust them one bit.

Jennifer
Northumberland, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 10/29/2005 06:07 PM and is a permanent record located here: http://www.ripoffreport.com/r/Fairbanks-Capital-Select-Portfolio-Services/Jacksonville-Florida-32255-1170/Fairbanks-Capital-Select-Portfolio-Services-ripoff-Jacksonville-Florida-162584. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on Fairbanks Capital, Select Portfolio Services

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory